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Market Intelligence:
AI
Payments
Research
Industry Data
  • How banks can find a winning position in the buy-now-pay-later market
    As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.
    Partner Insights from EY
  • How banks can become comprehensive resources for “all things commerce”
    Banks and merchant acquirers can adopt a commerce proposition and leverage customer data to turn payments into a competitive advantage.
    Partner Insights from EY
  • Banks can enhance customer value with long-term value strategies
    Prioritizing sustainability and stakeholder interests can enhance trust and drive financial results.
    Partner Insights from EY
  • Regulation and compliance
    CFPB’s questions to banks suggest new frontiers in fair-lending scrutiny

    Questionnaires sent to banks in recent months seek information about loans to same-sex couples, women on maternity leave and people with limited English proficiency. Industry executives and attorneys say the Consumer Financial Protection Bureau may be offering hints about specific types of fair-lending cases it could pursue.

    By Jon Prior
    Staff Writer
    March 31
  • How financial firms can jump-start their digital asset strategies
    Overcoming internal skepticism about digital assets can help create the strategic urgency needed to compete in a fast-moving market.
    Partner Insights from EY
  • Payments
    What issuers and fintechs should know about Amazon's Chase deal

    The renewal of the e-commerce giant's cobranded card cements an alliance between two giants of their industries — just as both companies are pushing ahead with products such as buy now/pay later loans that put pressure on traditional credit cards.

    By John Adams
    Executive Editor, Payments
    March 31
  • Regulation/Compliance
    FDIC issues climate risk guidance for larger banks

    The Federal Deposit Insurance Corp. is the second U.S. regulator to outline strategic planning and other steps banks with more than $100 billion of assets can take to minimize damage from severe weather events and the transition to a low-carbon economy.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    March 30
    FDIC Chairman Martin Gruenberg
  • Credit unions
    Ex-CEO of Vermont credit union leads opposition to merger

    The proposed combination of Vermont State Employees Credit Union and New England Federal Credit Union would create a $3 billion-asset institution. Some past leaders worry that the deal will erase one institution's local touch.

    Ken McCarthy Author Image
    By Ken McCarthy
    Reporter
    March 30
    Vermont State Employees Credit Union
  • Technology
    How Amazon, Apple, Facebook, Google are infiltrating financial services

    These tech titans still depend on banks to back their payment cards and loans. But their vast audiences mean any financial product they offer is a competitive threat.

    By Miriam Cross
    Tech Reporter
    March 29
    Logos for Amazon, Apple and Google
  • Commercial banking
    Largest U.S. banks to face shareholder votes on climate change

    Climate activists have forced votes this spring on whether big banks should move more aggressively to cut off their financing of fossil-fuel companies.

    By Jon Prior
    Staff Writer
    March 29
  • Credit unions
    How credit unions are pushing for change by hiring millennial leaders

    By putting younger, more diverse talent in executive roles, CEOs of institutions such as Kaua'i Federal Credit Union in Hawaii and OnPath Federal Credit Union in Louisiana are taking steps to better represent the communities they serve.

    By Frank Gargano
    Data Reporter
    March 29
  • Regulation and compliance
    CFPB’s Chopra promises crackdown on repeat offenders

    The Consumer Financial Protection Bureau will potentially be banning business practices, forcing the divestiture of business lines and working with state agencies to revoke licenses, Director Rohit Chopra said Monday. He called out five big banks by name for repeatedly crossing legal lines.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    March 28
    House Antitrust Hearing On Online Platforms And Market Power
  • Bank technology
    Tech helping U.S. banks cope with risks tied to war in Ukraine

    Banks must comply quickly with fast-moving sanctions against the Kremlin and have to spot questionable Russian companies and wealthy individuals. At the same time, some need to deal with settlement risk of trades that involve rubles. Sophisticated data sharing and analysis are making it easier to do the job.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    March 28
  • Small-Business Reporting and Data-Driven Insights
    Alakmi and Aite Group bring you insights on the crucial small-business sector.
    Partner Insights from Alkami
  • Payments
    How PayPal, GoDaddy are transforming tax payments

    PayPal is making it possible to "Venmo" an income tax payment, while GoDaddy is taking aim at simplifying sales tax calculations for its merchant clients.

    By John Adams
    Executive Editor, Payments
    March 28
    GoDaddy homepage
  • Technology
    Banks fight for tech talent as competitors swirl

    M&T Bank, Citizens Financial Group and KeyCorp are teaching staffers new skills and pitching themselves as innovative and fun places to work.

    By Miriam Cross
    Tech Reporter
    March 25
    Mike Wisler, chief information officer of M&T Bank
  • BankThink Bank leaders need to be mindful of own employees' financial struggles

    Most executives are keenly aware of the hardships customers face, but do they realize that many of their workers are also living paycheck to paycheck?

    March 25
    Dave Martin
    Dave Martin
  • Community banking
    Bank of Bird-in-Hand thrives in Amish Country with novel outreach efforts

    The Lancaster County, Pennsylvania, institution uses a fleet of traveling branches to reach far-flung customers who largely eschew modern technology.

    By Jim Dobbs
    Deputy Editor, Community Banks
    March 25
    Bank of Bird-in-Hand traveling branch
  • Payments
    Buy now/pay later matchmaker raises $44 million

    ChargeAfter doesn't offer installment loans. Instead, it's tapping into the BNPL craze by bringing together the banks and merchants that are active in the market.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 25
    Meidad Sharon, ChargeAfter’s founder and CEO
  • Credit unions
    No Social Security number? No problem: ITIN loans fill a gap.

    Banks and credit unions that use Individual Taxpayer Identification Numbers to onboard customers without Social Security numbers are seeing sizable growth in loans and deposits from people who might otherwise be unbanked.

    By Robin Arnfield
    March 24
    W-7 ITIN application form
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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