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The patent office is getting buried in applications for distributed ledger systems, a mountain of documents that chart a clear course toward making static identity and password protection irrelevant.

Readers strongly react to whether the CFPB should have a say on bank mergers and if tribal areas should have special CRA credit, debate whether banks are embracing enough technology and more.

Enova has used AI in credit decisions for years. Now it’s having AI do the work of document verification, know-your-customer checks and more.

Falling stock prices and concerns about the health of the economy are depressing deal activity.

The Treasury Department made clear in a much-anticipated report that it prefers Congress take up reform of the government-sponsored enterprises, but it also recommended steps that federal agencies could take without legislation.

Some in the credit union industry were recognized for their dedication while others took on new jobs or were promoted to new challenges.

Stripe is joining the throng of providers offering merchant loans based on payment receivables with Stripe Capital, a service for e-commerce companies already using Stripe for payments processing.

There's equal importance on encrypting data and securing the server, says STEALTHbits Technologies' Adam Laub.

David Justice, chief operating officer, will take over for the retiring RaAnn Wood on Nov. 1.

Many futurists and pundits predicted email would be obsolete by 2020, replaced by a new, superior communication channel.