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The information you need to start your day, from PaymentsSource and around the Web. Today: Visa invests in India fintech; Bank technology for merchants; Crypto crime jumps in South Korea; Circle gets a crypt license in Bermuda.

The former head of the Small Business Administration and current Harvard professor says data sharing can be transformational for banks.

With the industry continuing to consolidate, credit unions must address mergers in their strategic planning sessions so they are ready to be on either side of the deal when the opportunity arises.

Russia and its BRICS partners are developing cross-border alternatives to U.S.-dominated payments systems such as Swift, driven by the rise in cross-border trade and a desire to find non-dollar alternatives to international payments systems vulnerable to sanctions by the U.S. government.

WeChat Pay and Alipay have huge markets, but China's lack of openness makes a Facebook Libra-style move unlikely, argues Utrust's Filipe Castro

Kindur and Finhabits are trying to create retirement plans for people who lack them. Are banks missing an opportunity?

Several megabanks dominate the market, but First Choice is seeking to expand there by catering to its ready supply of midsize businesses. It's not the only one.

Pressure to raise rates on deposits offset strong loan growth at the Salt Lake City company.

Lawmakers who called for sweeping reforms after the massive breach are likely to scrutinize the settlement with regulators and continue to push for changes.

Borrowing against a 401(k) plan or taking an IRA withdrawal can work under the right circumstances.