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Funding of startups will cool overall, but venture capitalists anticipate growth in new areas of financial services that are ripe for innovation, including wealth management, insurance and back-office operations.

There were bound to be growing pains in the friendship between banks and fintech. Bankers plugged into the world of innovation give their advice on overcoming the challenges.

Banks are expected to spend more on technology in the coming year, with the cash earmarked for things like upgrading mobile apps and adding self-service tech in branches.

For regulators to develop a unified framework for fintech companies to operate in, they first have to come to a consensus.

The once-icy relationship between banks and fintechs thawed quite a bit in the last year. The next step might be for banks to start buying startups.

To see an interactive version of Top 100 Companies in FinTech, click here.

Fintech not only solves problems for banks and their customers, it also helped break a curse.

To identify the fintech startups deserving of special recognition this year as part of the FinTech Forward program, we asked our judges to consider several factors: Is this organization solving relevant problems for the banking industry? Is the organization creating change? Is the solution timely? Does it speak to the challenges the industry faces now? The following 20 companies are the standouts.

The mobile wallet will initially be available to clients of Sberbank and Mastercard, according to an Oct. 4 news release from Sberbank, which did not indicate if or when it might extend that access to other credit card operators and financial institutions.

U.S. Bank’s Voyager Network enables fleet managers to track and control commercial fuel purchases, and now the platform also provides key fuel and vehicle usage data from fill-ups at private, unattended fueling sites.