Credit card customers are the happiest they've been since the financial crisis, thanks in part to a government crackdown on the card industry.

The sweeping 2009 Credit Card Accountability, Responsibility and Disclosure Act made it more difficult for lenders to charge some fees and to raise interest rates at any time, for any reason. It also required issuers to simplify their disclosures to customers.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.