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Bankers have held for years that cybersecurity and fraud are sticking points as bad actors armed with the latest technology deftly pierce the defenses of financial institutions, their vendors and their customers. The latest findings from American Banker paint a bleak picture for 2026.
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Top questions answered in the research
- How likely is it that fraud schemes and cybersecurity attacks will worsen in the coming months?
- How much risk could be created as a result of these worsening conditions?
Key takeaways
- Fraud and cybersecurity events are predicted to worsen in 2026.
- Worsening hacks and fraud schemes will create greater risks to the financial sector over the coming months.
This five-part series dives into the data using interactive charts broken out into these main themes: forecasting economic changes in the coming year, policy predictions and concerns, emerging technology trends, M&A competition within the financial services space, and fraud and cybersecurity.
- Part one:
Bankers forecast 2026 upheaval in cybersecurity, regulations - Part two:
Bankers fear economic struggle in 2026 - Part three:
Fraud will remain a top problem for banks in 2026, but AI could help - Part four:
Cybersecurity, fraud attacks may cause systemic risk in 2026 - Part five:
Bankers wary of nonbank payment rivals in 2026
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