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Readers weigh in on inequality in financial services, opine on falling bank reputations, chime in on the evolving role of the chief risk officer and more.

There are signs that commercial loan demand finally picked up in the second quarter, but banks still face some obstacles.

The agency will advise lenders on how to obtain partial exemptions from Home Mortgage Disclosure Act requirements that Congress adopted this spring.

The National Association of Federally-Insured Credit Unions is supporting Northwest FCU in an appeal of an ADA suit thrown out earlier this year.

The payments processor has pulled its submission to the FDIC to become a depository bank but says it plans to make a second attempt soon.

The National Association of State Credit Union Supervisors will honor two individuals later this month during its 2018 State System Summit in Orlando.

This week's ruling from a U.K. appeals court is the latest of many episodes in a battle between merchants and card brands that has influenced regulations, technology, market strategies and nearly all other aspects of the payments ecosystem.

JPMorgan Chase, which employs about 10,000 people in London, has asked "several dozen" employees to relocate across the European Union before the U.K. formally leaves the bloc in March next year.

The Consumer Financial Protection Bureau's practice of "regulation by enforcement" and use of nonbinding guidance materials makes its regulatory efforts "unfair and ineffective" to lenders and servicers, the Mortgage Bankers Association said.

Whatever the reason that Plaid, a prominent data aggregator, can no longer access data from Capital One, the situation demonstrates how fragile fintechs are when they lose banking access.

A British appeals court ruled in favor of retailers including J Sainsbury Plc in a blow to credit card firms that could now face billions of pounds in damages.

The decision not to go after the real estate firm could have “serious implications” for lenders; British banks have three months to address technology issues.

If the GOP keeps the Senate, the Pennsylvania Republican, who has pressed for bigger changes to the Dodd-Frank Act than recently enacted regulatory relief legislation, could be the next banking chair. Here's what that means.

Regardless of which party controls the House or Senate after the midterm elections, the financial services panels in both chambers could have new leaders.

A first-in-the-nation ordinance, passed by the city council in the wake of the Wells Fargo scandal, would require banks that want the city’s business to reveal if they have sales quotas for employees. It remains to be seen, though, whether Mayor Eric Garcetti will sign the measure into law.

The final sale price came it at $6.9 billion, or about $900 million more than what the two firms agreed upon when the deal was announced in November.

"Banks should be investing in innovation in this area or risk getting left behind," a fintech CEO warns.

Fannie Mae and Freddie Mac enjoy considerable advantages because of their lower cost of capital and significant government subsidies. But with some conforming loans, the private market is finding a way to compete.

A decades-old Fed charter could help banks develop new cooperatives to combat economic inequality.

LendingClub, Prosper, SoFi and other fintechs are driving the expansion, according to new data from TransUnion.