Banco Popular de Puerto Rico

Banks tend to pull back in times of crisis by tightening credit and focusing on collections efforts. But consumers, and not returns, must be the focus during the coronavirus pandemic.

Regulators need to give more detailed guidance on the coronavirus relief program for small businesses so lenders don’t get trapped in underwriting mistakes down the road.

Coronavirus has taken bankers out of their comfort zone. But they should view adaptations they’ve made in confronting the pandemic as a chance to hone their emergency response skills, not a permanent new normal.

The pandemic has fostered the distribution of even more bad information on social media. Banks and other companies need to step up to solve the problem — including support of tougher legal restrictions on internet content.

The group that worked with the Fed to devise an alternative rate to Libor rejects criticism that the index favors megabanks.

The Term Asset-Backed Securities Loan Facility is just one example of a fund that could be retooled.

Critics of the Community Reinvestment Act revamp want to freeze the rulemaking process. That would only delay financial help to New York and other hard-hit cities.

A properly deployed combination of asset-based lending, commercial loans and investment banking is imperative in these circumstances.

Artificial intelligence and machine learning are some examples of technology available now to help combat money launderers profiting from the pandemic.

Attempts to rewrite the method for determining unintended discrimination in housing should not bleed into fair-lending laws.