Merchant

From fraud to ongoing EMV issues and the challenge of getting to the top of consumers' wallets, there are no shortage of payments challenges facing credit unions.

Harland Clarke's acquisition of RetailMeNot provides a broader range of marketing technology to serve merchants that are looking to improve mobile-driven sales against competitors such as Shopkick and Foursquare.

Harbortouch seeks to add marketing services to its existing point of sale equipment line.

As mobile apps that allow consumers to order and pay before reaching the retailer expand, traditional hardware providers are rushing to adopt the technology, as evidenced by Ingenico's expanded Five Guys deployment.

The company's selling product that's similar to a store-branded card, but without the physical plastic. It hopes to appeal to small or midsize stores that don't want to run their own credit programs.

Payment and marketing company Harland Clarke Holdings has agreed to buy the popular online coupon site RetailMeNot for an equity value of $630 million, a deal that would add digital discount technology to Harland's existing merchant services.

Linda McMahon told lawmakers the 7(a) program shouldn't run out of funds in fiscal 2017. Still, she wants permission to boost the program's funding authority by 15% if an unexpected spike in demand takes place.

The company is touring the U.S. in a large truck that contains its latest point of sale technology for banks and merchants.

Private information about consumer and business accounts was exposed. The bank immediately cited vendor error.

Both standards are confusing and not universally adopted. But both are a necessary baseline to protect merchants and payment companies.