Technology

Large security incidents this year included JPMorgan Chase's August breach affecting 76 million households and seven million small businesses, Home Depot's breach of 56 million card account records it confirmed in September, and the Sony hack discovered in November, in which emails were stolen and hard drives destroyed. Here are some educated guesses about some of the security threats that will crop up next year.

Payza now supports automated clearing house deposits and withdrawals for users with U.S. bank accounts.

LevelUp, a mobile payments provider known for its playful office culture — and a CEO who prefers to be called a chief ninja — may need to mature as its competition gets serious.

Five of eBay Inc.'s top executives will leave the company when it spins off the payment-processing division PayPal next year, and retaining them until the deal closes will cost more than $35 million, according to a regulatory filing today.

The Royal Bank of Canada, an early adopter of wearable technology, is adding host card emulation (HCE) technology to the RBC Mobile App, enabling Android smartphone users to make contactless mobile payments through any carrier.

Apple is planning to take its new mobile payment system into the U.K. and other parts of Europe in the coming year, though its current fee structure for banks may not be as easy to export.

Card issuing and acquiring software provider OpenWay is partnering with People's Bank of Kazakhstan to deliver the first chip-based UnionPay cards in Central Asia.

Bancroft & Associates has added Spindle's credit and debit card payment acceptance to its online property management payment platform.

White-label mobile payments and commerce provider Mozido LLC has acquired mobile wallet provider CorFire, which developed mobile wallets for retailers like Dunkin' Donuts, to fuel its global expansion.

State money transmitter licensing laws are among the most important rules that address the dangers posed by payments, especially in the non-bank payments area.