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Market Intelligence:
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Industry Data
  • Housing
    Banks sour on Senate housing bill, but may not stop passage

    What was once a bipartisan and broadly popular housing bill has been weighed down with a pair of provisions that banks can't support. Even with those headwinds, the bill is more likely than not to pass, but not without drawn-out negotiations between the House and Senate.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    March 25
    French Hill
  • Regulation and compliance
    Will fewer earnings reports boost banks' long-term thinking?

    The SEC is reportedly preparing a proposal that would give banks and other companies the option to report their earnings every six months, adding urgency to a long-running debate over how firms communicate with investors.

    Catherine Leffert Author Image
    By Catherine Leffert
    Reporter
    March 19
    SEC Chair Paul Atkins
  • Loyalty and rewards
    Why United Financial dropped the fintech that managed its rewards

    The Saginaw, Michigan-based credit union brought its credit card program back in-house to capture more member spending and gain added control over customer relationships. Previously, its credit card program was managed by a third-party vendor.

    By Joey Pizzolato
    Reporter
    March 13
    Copy of AB - 031226 - JOEY.png
  • Blockchain
    Clinton alum Eugene Ludwig courts banks for stablecoin alternative

    Cari has lined up five banks so far to support tokenized deposits for transactions such as real-time payments.

    By John Adams
    Executive Editor, Payments
    March 10
    visualization
  • Industry News
    Why do banks fail? Study finds insolvency is the true killer

    Bank runs are only the final symptom of a much deeper malady, according to a new study.

    By Nathan Place
    National Reporter
    March 9
  • OCC
    OCC's GENIUS implementation draft rule keeps yield on the table

    While the Office of the Comptroller of the Currency's recently published stablecoin rule bars stablecoin issuers from offering yield on holdings, there is enough wiggle room in the proposal — and unfinished business in Congress and the courts — for rewards to ultimately be accepted.

    By Ebrima Santos Sanneh
    Reporter
    March 5
    Comptroller of the Currency Jonathan Gould.
  • Digital payments
    Inside Iran's payments system

    Fifty years of sanctions has forced the Middle Eastern country to develop its own isolated financial system. But money has still found a way to move in and out of the country.

    By Joey Pizzolato
    Reporter
    March 4
    Iran Economy Ahead Of Second Round Of U.S. Sanctions - Iran ATM
  • Politics and policy
    The big risks banks face in the US-Iran conflict

    Markets were bracing for the chaos of a regional war; banks may be the target of sophisticated cyberattacks, experts warn.

    By John Heltman and Paul Vigna
    March 1
    Smoking rising from the Jebel Ali port in Dubai on Sunday after an Iranian missile strike.
  • Wealth management
    Why banks see opportunity in advising art collectors

    After a long price correction in the art market, Bank of America is expanding its advisory services for collectors — and it's not alone.

    By Nathan Place
    National Reporter
    February 25
  • Politics and policy
    Trump talks housing, affordability at State of the Union

    President Donald Trump talked about institutional single-family home ownership and housing affordability, as well as inflation, but left credit card rate caps, debanking and even crypto alone at the State of the Union address.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    February 24
    President Trump standing at a podium
  • Politics
    Permissibility is the real prize for banks in crypto bill

    While bank and crypto lobbyists argue over yield provisions in the crypto bill, another part of the legislation could have a much bigger impact on banks' bottom lines.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    February 24
    World Liberty Financial Trump Crypto
  • Risk management
    Epstein files present banks with the ultimate reputational risk

    The Epstein files show the real-world business consequences of bankers' personal and business relationships, but the revelations come as the Trump administration is moving to marginalize reputational risk as a factor in bank examinations.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    February 23
    Pam Bondi Jeffrey Epstein victims
  • ACH
    ACH volume is soaring. Here's how that threatens banks.

    The ACH Network reached new highs in 2025 as both traditional and same-day ACH usage grew at healthy clips. The trend could negatively impact deposits and cards.

    By Cheryl Winokur Munk
    February 16
    chart visualization
  • Compensation
    The $40 million club: Big-bank CEO pay hits new heights

    In 2025, compensation for the chief executives at four of the largest U.S. banks jumped by between 10% and 28%. The increases reflect strong financial performances, the achievement of certain milestones and the competitive landscape, a compensation consultant said.

    By Allissa Kline
    Reporter
    February 11
  • CDFIs
    How one CDFI is navigating the chaos in Minneapolis

    WomenVenture, a Minneapolis-based Community Development Financial Institution, was already under strain from stalled federal CDFI funding. The recent immigration crackdown added significant uncertainty for its customers as well.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    February 4
    chart visualization
  • Credit cards
    Rate cap debate sidesteps big unknowns in credit card pricing

    President Donald Trump's support of legislation that would cap credit card interest rates at 10% has flagged in recent weeks, but experts say that the debate has highlighted significant gaps in regulators' understanding of the credit card market and how its risks are priced.

    By Kate Berry and Catherine Leffert
    February 3
    Donald Trump
  • Politics and policy
    UBS faces high-stakes Senate hearing over Nazi accounts

    When the Swiss banking giant bought rival Credit Suisse in 2023, it inherited an investigation over money the Nazis looted from European Jews. The issue now seems to be coming to a head in Washington.

    By Kevin Wack
    Banking Editor
    February 2
    UBS hearing - Senate Judiciary Committee -, Feb. 2, 2026
  • Politics and policy
    How crypto legislation has banks playing Whac-A-Mole

    Legal experts say the underlying economics of stablecoins mean that banning yield payments — banks' top priority in upcoming crypto market structure legislation — may not be as simple as banks had hoped.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    January 29
    Tim Scott
  • Federal Reserve
    Fed likely to keep rates steady as economy shows mixed signals

    As the Federal Open Market Committee announces its near-term interest rate plans Wednesday, market watchers expect the central bank to hold interest rates steady as policymakers seek greater clarity on the health of the economy.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    January 28
    Jerome Powell
  • Federal Reserve
    State regulators optimistic about shift in bank supervision

    State regulators say proposed changes by the Federal Reserve that would make state bank examiners the primary boots on the ground will make bank examinations faster, but could cause some issues to go overlooked.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    January 27
    Michelle Bowman
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.