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Market Intelligence:
AI
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Industry Data
  • Regulation and compliance
    Employees expect CFPB to terminate all enforcement actions

    The embattled regulator has dropped more than half its Biden-era docket, including cases against Apple and U.S. Bank. But insiders at the bureau say that's just the beginning.

    By Nathan Place and Kate Berry
    September 24
    CFPB
  • Small business banking
    SBA's strict new immigration rules draw a backlash

    A Small Business Administration policy enacted during the second Trump administration blocks not only people who are in the country illegally, but also legal temporary residents and even some U.S. citizens, from accessing government-guaranteed loans.

    John Reosti Author Image
    By John Reosti
    Reporter
    September 23
    SBA
  • Federal Reserve
    Lone dissent at Sept. FOMC vote seen as 'good sign'

    Prior to this week's Federal Open Market Committee meeting, many onlookers thought a Trump-aligned and oppositional voting bloc could emerge, complicating the central bank's message. But the quarterly economic projections show that not to be the case.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    September 22
    Federal Reserve
  • International banking
    The 15-year comeback of Allied Irish Banks

    AIB was on the verge of collapse when it was bailed out by the Irish government in 2010. Why did its turnaround, which hit a key milestone earlier this year, take so long?

    By Nathan Place
    National Reporter
    September 19
  • Politics and policy
    How the Trump administration has neutralized the CFPB

    Acting CFPB Director Russ Vought has managed to neuter the Consumer Financial Protection Bureau through a series of actions. Senate Banking Committee Chairman Tim Scott, R-S.C., played a major role by cutting funding in half.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    September 18
    CFPB exterior no signage 4
  • Monetary policy
    Fed watchers anticipate rate cuts, watch for dissents

    Market watchers expect the Federal Open Market Committee to announce a 25 basis point rate cut today, but are also watching for signals of more cuts to come and how many members push for a larger 50 basis point cut.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    September 17
    Jerome Powell
  • Corporate governance
    What Trump's push to end quarterly reports means for banks

    As President Trump calls for scrapping quarterly earnings reports and switching to a six-month schedule, industry observers wonder whether the time saved would be worth the potential loss of transparency.

    By Nathan Place and Catherine Leffert
    September 16
  • Deposits
    Bankers don't see stablecoins as an existential threat, yet

    Execs say other banks are still more of a rival for deposits than the digital currency.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 15
    Panel at Finovate
  • Regulation and compliance
    Will regulators lift $100B threshold? Industry's hopes rise.

    At a banking conference this week, there was growing optimism that a key regulatory threshold will be raised from $100 billion to $250 billion.

    By Allissa Kline
    Reporter
    September 12
    Synovus - Pinnacle - Flagstar - East West
  • Trump administration
    Experts: Pulte's disclosures on Cook may violate privacy law

    Bill Pulte, director of the Federal Housing Finance Agency, may have violated federal privacy laws by releasing personal information on mortgages taken out by Federal Reserve Gov. Lisa Cook — actions that served as a basis for President Trump's efforts to remove her from office late last month.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    September 11
    Bill Pulte
  • OCC
    OCC: 'debanking' will factor into CRA, license applications

    The Office of the Comptroller of the Currency said in a bulletin to banks that it will consider whether firms engaged in "politicized or unlawful debanking" when considering bank's licensing applications and Community Reinvestment Act reviews.

    By Ebrima Santos Sanneh
    Reporter
    September 8
    occ seal
  • Politics and policy
    'Trusted contacts' provide banks new fraud bulwark

    How can lenders stop elder fraud when a scam is already underway? One approach, allowed by a growing number of state laws, is to contact someone the client trusts. It's a tactic that can work quickly — or backfire.

    By Nathan Place
    National Reporter
    September 8
  • Payments
    Fintechs bet small businesses want consumer-style financing

    Fintechs are rolling out business financing tools that are packaged as buy now/pay later and earned wage access in the hopes of capturing momentum from the budding consumer finance industries.

    By Joey Pizzolato
    Reporter
    September 5
    Small business stock image
  • Top banks by reputation
    Banks' reputations rebounded to historically high levels in 2025

    Regional banks lead the comeback, large banks improved and survey respondents indicated firm reputations depend on banks exercising ethical conduct going forward, amid the Trump administration's deregulatory push.

    By Ebrima Santos Sanneh
    Reporter
    September 4
  • Community banking
    He helped start a bank 50 years ago — and is still at it

    Roland Harbin of First Chatsworth Bankshares in Georgia is part of a trend of bank directors continuing to serve well beyond the traditional retirement age.

    John Reosti Author Image
    By John Reosti
    Reporter
    September 3
  • Small business banking
    Bankers take heart as small businesses show resilience

    A pair of surveys released in June indicates that small-business owners have growing confidence, while startup activity and SBA lending are demonstrating continued strength.

    John Reosti Author Image
    By John Reosti
    Reporter
    July 7
  • Payments
    The tech trends driving a boom in embedded payments

    As AI and digital assets become mainstream, banks are spotting new opportunities to integrate payments with other activities.

    By Cheryl Winokur Munk
    July 4
    Privacy protects have to keep up as we transition to a digital economy
  • Monetary policy
    The Fed can ignore Trump — but markets are listening

    The president and his allies have stepped up their verbal attacks on the Federal Reserve and its chairman in recent weeks, and while the tough talk has not changed policy, it has sent a clear message to the financial sector.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    July 3
    President Trump speaks as Jerome Powell, then governor of the Federal Reserve and Trump's nominee as chairman of the Federal Reserve, left, listens during a nomination announcement in the Rose Garden of the White House in Washington on Nov. 2, 2017.
  • Federal Reserve
    Big banks tally the gains from their stress-test successes

    After passing the Federal Reserve's stress tests with high marks, large banks announced dividend increases. In some cases, they also said the Fed had conceded that certain prior calculations needed to be revised.

    By Catherine Leffert, John Reosti and Nathan Place
    July 2
    JPMorgan
  • Minimum capital requirements
    Stability is the SLR proposal's goal — but it's no guarantee

    Regulators hope changes to the supplementary leverage ratio will improve Treasury market function, but whether that happens depends in large part on how banks react and adapt.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    July 1
    Michelle Bowman Jerome Powell
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.