Regulation

As 2012 progressed, one thing became strikingly clear: the card networks do not want to be left behind as new digital payment methods threaten plastic.

Mid Penn Bancorp (MPB) in Millersburg, Pa., has repaid the $10 million it owes the Troubled Asset Relief Program.

The Consumer Financial Protection Bureau finalized its first rule and took its first enforcement actions this year, but its most challenging work is still to come.

From exposes of questionable practices at megabanks to incursions onto bank turf by nontraditional players, these are American Banker's most popular stories of 2012.

An executive from a Missouri bank has been elected as chairman of the Federal Home Loan Bank of Des Moines.

Covenant Bank in Chicago could fail if it does not raise fresh capital soon.

WASHINGTON — The Consumer Financial Protection Bureau on Friday slightly raised the asset threshold for banks that are required to collect certain mortgage disclosure data, increasing it by $1 million to $42 million.

Small banks continue to pull in significant revenue from interchange fees on debit cards despite fears a new rule directed at larger institutions could have hurt them too, according to a report issued this week by the Federal Trade Commission.

"Deposit fee" is one of the more popular terms being used in new naming conventions, while some banks are scrapping their fees altogether.

A House panel ended a probe of alleged preferential lending by Countrywide Financial to lawmakers and aides without taking action, saying the "serious matters" submitted for review fall outside its jurisdiction.