Retail & Commercial

Solera National Bancorp in Lakewood, Colo., is revisiting a deal that regulators blocked three years ago, with a few modifications.

A small Texas bank has agreed to pay $700,000 to settle allegations that it discriminated against Hispanic borrowers by charging them higher prices on unsecured consumer loans.

Huntington Bancshares is adding to its presence in West Virginia.

SCBT Financial in Columbia has agreed to buy First Financial Holdings in Charleston in a deal between South Carolina banks.

Elliott Management, a firm controlled by hedge fund manager Paul Singer, bought roughly 3.8 million shares of National Bank Holdings' stock during the fourth quarter, according to an SEC filing.

Many merchant payment systems lack the technology needed to safely store card data, resulting in 70% of merchants not meeting data security requirements, a new report says.

For the processor Total System Services (TSS), buying the prepaid card marketer NetSpend (NTSP) is transformational. For NetSpend it's going to be business as usual, the companies say.

Capital One is backpedaling from one of its two big deals last year, dumping a $7 billion credit card portfolio as it struggles to justify the rest of its investment.

Bank of America (BAC) has agreed to pay $12 million to settle a class action seeking overtime pay for Merrill Lynch workers.

Gold Coast Bank in Islandia, N.Y., is beginning its second round of financing after announcing that its fourth-quarter profit more than doubled.