Retail & Commercial

ERN is launching a product that attempts to meld issuer and retailer spending details to produce real-time offers at the point of sale. It faces plenty of competition in its efforts to bring granularity to marketing.

As card fraud progressively moves to e-commerce, more vendors offer merchants the tools to monitor their progress in thwarting cybercrooks — and the information collected in protecting their data also helps merchants promote sales.

Ally Financial, the second-largest remaining investment by the Treasury's Troubled Asset Relief Program, will repay the U.S. by 2014 on the strength of its auto-finance business, CEO Michael Carpenter said.

As the New York company books more loans, it is also relying less on mortgage-backed securities.

SAN LUIS OBISPO, Calif. – SESLOC FCU has installed surcharge-free ATMs in Spencer’s Fresh Markets in Santa Maria and Morro Bay.

RENTON, Wash. – Alaska USA FCU has opened an in-store branch in the Safeway east Bremerton.

Kathleen Craig, a Michigan community banker and mother of two, has created a mobile app that teaches children to save.

Generation Mortgage has unveiled a new platform for originations called Orchestrator, which it says is an Internet-based system that improves service for companies that originate loans on Generation's behalf.

First Northern Bancorp (FNRN) of Dixon, Calif., is nearly halfway out of the Treasury Department's Small Business Lending Fund.

The Federal Reserve issued an enforcement action against a Montana bank holding company and lifted one from the parent of a recovering Texas bank. Both moves mirror actions by the Office of the Comptroller of the Currency toward the companies' banking units.