Retail & Commercial

COLONIE, N.Y. – CAP COM FCU, thwarted earlier this year in efforts to build a new headquarters, has a new plan for a headquarters.

Taylor Capital, Standard Bancshares and Community Financial Services are in the process of raising $260 million, prompting calls that the consolidation of still overbanked Chicago will heat up next year.

Visa is launching a new data security system, called the Visa Consumer Authentication Service, for issuers to use for online transactions.

National Mortgage Insurance, which is based in Emeryville, Calif., said the state's insurance department has approved its application to sell insurance in the Golden State.

Whether it's Warren Buffett's latest views on taxes or his missives to shareholders, market watchers hang on the billionaire's every word. His company Berkshire Hathaway's big stakes in Wells Fargo, Bank of America and American Express have spoken loudly about whom he favors in banking. Click to view highlights of his long, sometimes bumpy, history with banks.

Lingering credit issues and a lengthy CEO search had led some industry observers to wonder if the Mississippi bank might sell itself. The decision to hire the former president of a successful Texas bank might put those rumors to rest.

After six years of declines, lending for so-called Helocs will rise 30 percent to $79.6 billion in 2012, the highest level since the start of the financial crisis in 2008, according to the economics research unit of Moody's Corp.

On January 7, 2013, the IRS will begin accepting electronically-signed income verification forms that are part of the processing of almost every mortgage and loan modification.

Community banks in energy-rich North Dakota are having to get regulators' approval to buy houses for their employees, who can no longer afford to live there.

A series of lawsuits that charge some of the nation's biggest banks with misleading investors in connection with the sale of hundreds of billions of dollars of mortgage-backed securities may come down to a question of timing.