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The head of global payments and liquidity and wholesale digital says embedding innovation into strategy—whether AI, real-time payments or crypto—capitalizes on rich data flows.
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BNY's chief product and innovation officer is a self-described math nerd. Her affinity for applied mathematics is evident in everything she touches and the products it produces.
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As the head of digital, Katz brought mobile apps into a single platform spanning banking, investments and retirement.
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Hari Gopalkrishnan's mantra is "AI slop is not an option."
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Gilles Gade said the bank's competitive advantage is the ability to adapt to any payment rail, market condition and technology.
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The CTO led the development of a mortgage assessment tool that matches loan officers with specific customers. It's helping the community bank punch above its weight.
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A culture of innovation also enabled U.S. Bank's chief information and technology officer to increase productivity, reduce operational complexity, and improve CX across digital channels.
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One big initiative is the near-instantaneous HDSU, a permissioned-blockchain framework connecting digital rails moving crypto with banking's settlement system handling fiat currencies.
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Scotiabank's SVP of international commercial banking led the transformation of the ScotiaConnect portal, using AI to drive double-digit gains in engagement levels.
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A focus on user-centric design decluttered the bank's offerings and brought a leap in digital engagement for the 174-year old bank.
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Under Barker's guidance, the bank has employed artificial intelligence, blockchain and the latest in technology to ease institutional clients' burdens.
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Mehrotra cautions against the "temptation to apply AI everywhere."
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Over the past year, some of Muthukrishnan's initiatives have generated $25 million in revenue and reduced costs by $11 million.
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The head of everyday banking and borrowing said success is built on offering the right product at the right moment.
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Citi Token Services clients in five countries can now initiate instant funding transfers 24/7. Payments are automatically converted from fiat USD and euros to tokens and back again.
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Russell Barrett said that a culture rooted in data is key to capturing tech gains and driving growth.
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The head of corporate sales and treasury management has turned the bank's treasury management practice into a growth center.
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The head of sustainability and corporate and investment banking takes the long view.
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In 2025, the online bank hit 13.7 million members and generated $3.6 billion in revenues—up 38% year-over-year. And it's all-in on crypto.
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Mohan Sankararaman is laying the foundations for a firm-wide data 'App Store' for employees
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