Bank technology

The core-tech vendor Fiserv has agreed to buy Online Banking Solutions in Atlanta.

Bankers who are working to transform their institutions for the digital age have a new resource for networking and education.

Ally Financial is now making home loans.

Large banks will soon launch Zelle, their person-to-person payments app. Will it succeed or will it be another name on a growing list of such platforms that never panned out?

A week after the Office of the Comptroller of the Currency created a new federal charter for fintech firms, California's financial regulator is calling on other states to work together in making their licensing system more palatable to companies.

As regulators open the door to fintech firms applying for bank charters, what has already been a long journey to this point is only going to get more intense.

A flood of fintech companies are promising to create a better experience for mortgage borrowers, forcing lenders to contemplate buying a vendor's software, building applications in-house — or even outright acquiring a company with digital expertise.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

SAN FRANCISCO — Want to improve the customer experience? Start by making the employees' tools better.

When BankMobile, the brainchild of Jay Sidhu and his daughter Luvleen, relaunches on a new platform in January, security — especially for the onboarding process — will be completely redesigned.

The Office of the Comptroller of the Currency faces a challenging task as it attempts to add financial inclusion requirements to its pending fintech charter without following the exact blueprint of the Community Reinvestment Act.

U.S. banks are smart to take their time in embracing a model that cedes space to nonbank competitors and could put consumers more at risk for identity theft.

Circle Internet Financial is deemphasizing bitcoin services to focus on global mobile payments, it said Wednesday as it unveiled a new blockchain protocol called Spark and messaging features for its existing app.

Biometric authentication company Veridium has named a former fintech executive from HSBC as its new CEO.

Community banks are increasingly looking to fintech firms as a way to offer customers the tech they want in order to be competitive.

Customers Bancorp of Wyomissing, Pa., has entered into a cease-and-desist order with the Federal Reserve related to the student disbursements business it bought from Higher One Holdings. It also agreed to pay a civil penalty of $960,000.

There's no denying we are in a mobile-first era. But banks must overhaul their online banking to reap long-term profitability.

Finicity, a provider of real-time financial data aggregation and insights, has closed a $42 million round of funding.

Cross River Bank, which processes payments and funds loans for fintech startups, says that if such firms got a federal charter, it could help them another way: teaching them compliance.

A preview of the next version of Moven's personal financial management app finds a new direction — helping people understand the trade-offs they make between short-term and long-term financial goals.