Bank technology

U.S. Bank (USB) employees are piloting software that will, if all goes well, be used to let customers access their credit card accounts on a mobile device by speaking a few words into their phone.

The younger operating system has inspired only a handful of U.S. bank apps to date.

International banks and other global private firms need to ensure that they do more than pay lip service to the privacy laws of sovereign states. In fact, the penalties for failure to comply with privacy laws in many countries can be very serious indeed.

Feedzai launched software on Tuesday that lets banks comb social media posts for clues to fraud. Using the software, consumers can connect their social media accounts on Facebook, Twitter, Google+ or Yelp to their mobile banking applications.

Payveris and D3 Banking are integrating their technology to let banks and credit unions use Payveris' digital payments functions with D3 Banking's multichannel digital banking service.

The latest investigation into the massive data breach at Target has found that hackers entered the retailer's network by stealing a vendor's password and then patiently waited until the busy holiday season to strike.

Aptean launched complaint management software Tuesday in the U.S. for financial institutions.

HSBC Bank USA plans to offer a free fraud prevention device to online banking customers.

The two top execs at consumer-finance startup Simple took to a public forum -- a social media chat among tech investors including the famed Marc Andreessen -- to discuss the pros and cons of buying a bank.

Identity-security firm HID Global has acquired Lumidigm, an authentication technology company specializing in imaging technology, software and biometric fingerprint sensors.

The Consumer Bankers Association believes banks and retailers need to have constructive conversations on security following last year's Target security breach.

The recent Target breach has loomed large among the media, cardholders, bankers, retailers and lawmakers. But it's not the largest card-related data breach, nor even the latest - it's only one link in a large chain of security lapses over the past decade. Following is a look at some of the most memorable events.

The payment system is unexpectedly the center of attention in the financial services policy world after spending years being overshadowed by the financial crisis and other pressing issues.

The London financial software company Misys has agreed to purchase IND Group of Hungary.

Barclays Plc (BARC), the U.K.'s second-largest bank by assets, is speaking with regulators, customers and British authorities about a possible criminal leak of client account information.

Moody's Analytics is seeking to help banks manage interest rate risk and determine how different economic shocks would affect their credit portfolios.

Researchers for the U.S. Postal Service inspector general's office are making the case that an agency rooted in delivering mail and selling stamps can help Bitcoin go mainstream.

A flurry of Capitol Hill hearings reflect a renewed focus on legislation to protect Americans' from credit and debit card cyber-attacks. Washington Bureau Chief Rob Blackwell discusses where legislators and regulators appear to be headed and when new laws are likely to be enacted.

Capital One has acquired and partnered with a series of technology companies and is now starting to build digital services that hinge on the new tech. One such pilot lets small business owners distribute discounts to nearby shoppers' smartphones for a fee.

First Data is partnering with The Members Group to offer financial institutions a streamlined process for issuing chip-and-PIN cards.