Bank technology

BB&T, which was sued for patent infringement, says the patent in question is "unpatentable" and should be canceled.

A centuries-old deterrent to counterfeiting, the watermark remains an enduring feature of our paper currency in an ever-digitizing world.

Mortgage document vendor International Document Services and loan origination system provider LendingQB have integrated their technologies.

U.S. Bank is reacting to a world filled with disruptive money movers (think: Venmo and Facebook) and partnering with Western Union to allow customers to make peer to peer payments from the bank's mobile banking app.

As banks reimagine their branches, BTN's Mary Wisniewski spends the day with American Heritage Federal Credit Union's video tellers. The Philadelphia credit union offers an example of what the future teller looks like: offsite and visible to members through a Skype-like experience on personal teller machines.

The business-to-business data company Accuity has launched an application to help banks access counterparty information.

Widespread adoption of same-day settlement will level the competitive playing field for all financial institutions and allow all account holders to benefit from expedited settlement.

The most significant aspect of Apple's forthcoming iPhone 5S smartphone, some say, is the powerful new processor it will contain that may allow applications to handle large data sets more efficiently.

What to do with the mass affluent, who want some investment help but won't pay hefty fees? Startup Trizic offers a do-it-yourself investing site banks can white label.

Fiserv has launched a program to help banks deal with the implications of new requirements from the Internal Revenue Service.

Bank of America Merrill Lynch has created a centralized data repository that aims to help businesses keep better track of account transactions.

At this year's FinovateFall conference in New York City, a few relative newcomers showed new approaches to old problems.

Disney World's efforts to test its payments wristband involve patience, investment in technology and a lot of marketing. PaymentsSource editor Daniel Wolfe recently visited the amusement park and has some lessons for banks and other payments companies that want to succeed in similar innovation.

Young adults dominate the world of mobile and table banking. They also pay close attention to ads as they bank on the go. For financial institutions, that could soon open up a fresh revenue stream.

An intruder hacked into a Vodafone Group Plc server in Germany, gaining access to 2 million customers' personal details and banking information.

Software lets marketers look at analytics from data management systems, social media networks and other sources in one place.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the comments sections of AmericanBanker.com articles.

An antitrust complaint against Visa and MasterCard will continue, prolonging the eight-year battle, after both proponents and defendants were heard during the fairness hearing Sept. 12.

The fingerprint scanner in Apple's new iPhone 5S should help banks with consumer acceptance as they experiment with newer forms of authentication technology.

Want consumers to engage with your financial firm? Don’t try to turn their finances into a flashy smartphone game; find new ways to do their banking for them.