Bank technology

Barclays Bank PLC announced Wednesday a mobile banking customer milestone: More than one million people have downloaded the London-based company's mobile banking app within six months of its launch.

Small IT teams can be nimble and forward-thinking, as our picks for top community bank technology projects prove. Digital fingerprints, cloud computing and responsive web design are among the innovations at these banks.

New research from American Banker reveals that bank technology spending is starting to increase, a sign of health for industry.

When it came time for PointBank to upgrade its core processing system, the Texas bank invited other banks to join in.

Simplicity Bank found the best way to expand function without growing headcount was to outsource core functions and repurpose operations staff.

At Patelco Credit Union, software that automatically calculates loan portfolio metrics gives management and regulators the insight they sought.

How data is put together and analyzed can go a long way toward measuring performance accurately, particularly for corporate units.

Social networking is maturing in financial services. Bankers, technologists and other experts weigh in on the top trends that will move social networking to even greater heights in the future.

Personal financial management tools could be more effective, and probably more widely used, if they focused on future spending rather than spending that's already happened.

Mobile remote check deposits are becoming table stakes, and mobile photo bill payment may be close behind. But concerns about image quality will need to be assuaged first.

Chase and Royal Bank of Canada are among banks pursuing faster, more efficient and more user-friendly processes using electronic signatures and documents.

By default, the mobile channel undermines conventional controls. With a mobile-centric approach, this can be turned around.

The "virtual data room" has been a staple of commercial banks and capital markets firms for much of the past two decades. These locked-down, secured networks allowing third parties to share sensitive client information via electronic documents became the norm for handling syndicate loans, initial public offerings and mergers-and-acquisition discussions.

As banks press ahead in introducing mobile services, glitches abound. But many see phone-based banking as a game-changer as customers embrace the technology, warts and all.

Profits at the prepaid card issuer Green Dot (GDOT) fell sharply in the fourth quarter but still came in higher than analysts had expected.

MasterCard's fourth-quarter earnings featured sluggish growth in the United States and more dramatic improvements elsewhere.

Scivantage is the latest vendor to use responsive design in the development of new apps.

The payments technology company plans to acquire the online banking company for its bill payment technology.

FIS, the number-one financial services technology company on the FinTech 100 ranking, Thursday announced it has signed a definitive agreement to acquire mFoundry, a Larkspur, Calif.-based mobile banking and payments provider.

The edo Marketplace is designed to help small retailers reach consumers with discounts through their credit and debit cards.