Bank technology

U.S. Bancorp is beefing up its prepaid card business.

In time for the holiday shopping season, companies - including banks -- have debuted new apps and card features that are meant to influence what and whether a consumer swipes at checkout. Banks battling for share of wallet should stay tuned to whether consumers take to these five spend management innovations.

On January 7, 2013, the IRS will begin accepting electronically-signed income verification forms that are part of the processing of almost every mortgage and loan modification.

Dickinson Financial Corp. has launched mobile banking and bill payment, and is using one platform to serve six retail banking brands.

JPMorgan Chase plans to offer instantly issued debit cards in 2,000 branches, primarily in in New York, Chicago and Los Angeles, by the end of the year.

At the heart of many mobile wallets is a system for offering discounts, so these wallets seemed a natural fit for Black Friday shopping. Did they live up to their potential?

M&T Bank is letting customers put a photo of their own (or one from the bank's gallery) on their check card, for $7.95.

A "major" U.S. bank is being targeted by a group of international criminals involved in a so-called Operation High Roller scam. The con targets treasury customers as well as the wealthy in a scheme to move tens, if not hundreds, of thousands of dollars overseas through wire transfers.

A break-in at a state agency enabled by lax security is a life lesson for banks. They need to better protect account information and lobby for stricter laws to protect customer data that's stored outside the bank.

After months of teasing its mobile app for personal financial management, MoneyDesktop officially announced MoneyMobile Monday. BTN editor Mary Wisniewski tries out the new app.

Combined product between Vasco and Trusteer said to deter malware and phishing attempts.

BBVA Compass announced Tuesday that it's expanding its mobile banking applications to include software for the Windows smartphone platform (version 7.5 or higher) and Amazon's Kindle Fire tablet.

Device lets branch staff create chip and PIN and magnetic stripe cards for customers instantly.

Websites and mobile apps from RES.NET and Equator are helping banks move distressed REO loans faster.

When it comes to adopting new technology and ideas, U.S. bankers have a lot to learn from their peers in other countries. The reasons often have to do with culture and regulation. Here are a few examples of foreign banks that are ahead of the pack.

Coastal Federal Credit Union hopes remote deposit will be a competitive differentiator.

App for Android and Apple devices lets customers redeem mobile coupons at the point of sale.

As it dissolves in the wake of anti-money laundering violations, First Bank of Delaware Owes $15 million to Uncle Sam.

Wells Fargo has opened a new online business center, while Canada's Wave Accounting makes a U.S. push for its hosted payroll system.

The bank is combining a campaign to get institutional clients use paperless statements with donations to the Plant-for-the-Planet Billion Tree Campaign.