Banking

Growth in business lending by commercial banks remained brisk in the third quarter according to preliminary data, but continued to slide from a recent peak.

The manufacturer introduces software as a service features at BAI Retail Delivery conference.

The Sunshine State is on its third banking commissioner — Drew Breakspear — in slightly more than a year.

Despite assurances from the Consumer Financial Protection Bureau that confidential information is protected, any discussions with lawyers about lending policies and procedures could wind up haunting lenders at exam time.

Total System Services expanded its payments processing reach this week in Africa and Mexico.

Viable restructuring alternatives to bank holding company debt do exist and will open the door to conventional M&A options or attract fresh equity.

JPMorgan Chase's electronic banking portal for corporate clients, offered by the company's treasury services unit, now includes integrated payment and reporting capabilities, among other new features.

What did attendees at 2012's BAI Retail Delivery conference take away from the event?

Unable to find an acquisition or other expansion opportunity that it likes, Trinity Bank in Fort Worth, Texas, will pay a special onetime dividend to shareholders.

The new Bluebird prepaid card from American Express and Walmart could pose a threat to rival cards and checking accounts.

Flushing Savings Bank has filed an application with regulators to combine with its subsidiary, Flushing Commercial Bank, under a New York commercial bank charter.

Debit-card use grew over 2011 and 2010 for straightforward reasons: consumers wanted to reduce credit card debt and more merchants are willing to accept debit cards for small transactions.

MLV & Co. Financial has struck a deal to buy a stake in an investment advisor in Connecticut and promises more acquisitions to come.

A report that Square is near a deal to put its credit-card reader in more New York City taxis isn’t true, according to a statement from New York City’s Taxi and Limousine Commission.

Proclaim the beliefs you would fight for – the essence of what differentiates your bank from others – then carefully ensure that every action, from your marketing, to your interactions and behaviors, matches those values.

Narrow budgets, broad regulations and popular digital alternatives from startups are a bad combination for community banks and credit unions.

Bank of America Chief Executive Officer Brian Moynihan will press on with a plan to cut more than 30,000 jobs as revenue stays flat.

Plastic cards or mobile phones remain popular devices for contactless payment technology developers, but the human wrist is not far behind.

Capital One knows how to integrate big bank purchases. But in the era of the Consumer Financial Protection Bureau, it’s facing new challenges as it swallows ING Direct and HSBC’s credit cards.

Many in the industry are starting to catch on to the concept that payments, while a critical foundation for mobile wallets, are taking a back seat to the sexier consumer-facing digital coupons, loyalty programs or targeted promotions through a mobile phone.