Consumer banking
Consumer banking
-
FVCBankcorp in Fairfax, Va., and Independent Bank Group in McKinney, Texas, are raising capital through private and public offerings of subordinated notes.
June 21 -
Consumers deserve disclosure and the protections enjoyed by payroll card users, but it is critical that regulations do not put providers out of business.
June 21 -
Steps to improve credit access, evangelize for down payment programs and offer borrower counseling can stop and even reverse the decline in homeownership.
June 21 -
The ultimate approval of the CIT-OneWest merger by regulators represents a giant step backwards for the Community Reinvestment Act.
June 21 -
The British giant is making fintech startups its allies as it builds a virtual bank tailored to the needs "of the people at the bottom of the pyramid."
June 20 -
The U.S. Department of Education has proposed regulations to strengthen a rule against predatory practices by post-secondary institutions.
June 20 -
Union Bankshares in Virginia is among the ranks of banks nearing $10 billion in assets. Unlike many banks of its size, Union feels no pressure to pursue a transformational deal to offset increased regulatory costs.
June 20 -
Changing the rules in the middle of the game. Rescuing the investors who took big risks at the expense of those who behaved prudently. Undermining the credibility of the system.
June 20 -
Pacific Continental in Eugene, Ore., is planning to issue $35 million in subordinated debt that could help it fund future acquisitions.
June 20 -
Real regulatory relief for community banks and stricter oversight of the biggest financial firms are steps that can increase investor interest in new banks.
June 20 -
The bank is rolling out a new digital advice offering that pairs robo technology with financial advisers, most of whom have the CFP designation.
June 17 -
Citizens Community Bancorp in Eau Claire, Wis., has hired an investment bank to help it explore strategic options.
June 17 -
Private-equity firm GTCR is set to acquire Optimal Blue, a Texas-based mortgage tech firm, and it is planning more deals that would offer the industry ways to strip out further costs.
June 17 -
U.S. prosecutors have abandoned their case against Angelo Mozilo, a leader in selling the risky subprime mortgages that fueled the financial crisis, after a two-year quest to bring a civil suit against him.
June 17 -
Robard Williams, senior vice president with Moody's, discusses how the explosion of fintech companies 4,000 by his firm's count will help banks adapt to a digital world.
June 17 -
With the 7(a) program headed for another record year, small banks around the country, including Access National in Reston, Va., are scrambling to add capacity.
June 17 -
By teaming up, community banks are hoping they'll be able to get some leverage in hammering out tech agreements with megavendors such as FIS, Fiserv and Jack Henry.
June 17 -
Lenders grudgingly embraced some changes in FASB's new loan-loss accounting requirements, and they get more than three years to comply, but a number of implementation pitfalls still lie ahead.
June 17 -
The fintech lab backed by JPMorgan Chase and the Center for Financial Services Innovation has revealed nine winners of a recent startup competition focused on helping consumers plan for financial shocks.
June 17 -
As JPMorgan Chase gears up for the launch of the merchant-friendly Chase Pay wallet, it's taking the opportunity to freshen its approach to P-to-P mobile payments.
June 17





