More banks are considering switching to a universal banker model, where selling products and services becomes more important. The transition requires patience, planning and training.

Howard Bancorp in Ellicott City, Md., raised nearly $500,000 in capital after management and directors exercised warrants to buy common stock.

The regional Federal Reserve banks are trying to maintain momentum in their efforts to improve the U.S. payment system.

One reason so many federal thrifts have switched to other charters is that the Qualified Thrift Lender test impedes their commercial lending. However, a top regulator says he wants it eliminated.

Congressional Bancshares in Bethesda, Md., has agreed to buy American Bank Holdings in Bethesda.

The settlement requires Google to change certain billing practices and refund consumers at least $19 million.

A record number of consumers took out loans to buy cars in the second quarter, fueled by people purchasing used vehicles, according to data from Experian Plc.

Intervest Bancshares in New York has officially exited the Troubled Asset Relief Program.

Foreign-born nationals with U.S. citizenship have a lot of positive attributes that make them attractive mortgage applicants. What's even better is that millions are still renters.

Edward J. DeMarco, who worked to shrink Fannie Mae (FNMA) and Freddie Mac (FMCC) as their U.S. overseer after the 2008 financial crisis, started a new job this week: senior fellow at the Milken Institute's Center for Financial Markets.

JPMorgan Chase & Co. (JPM)'s own investigators have found clues that a global network of computers available for hire by sophisticated criminals was used to reroute data stolen from the bank to a major Russian city, according to people familiar with the probe.

The reduced pricing for Discover's signature debit card network will apply to the more than 4,000 banks that are members of the American Bankers Association.

Lennar Homes and RBC Bank have formalized their unofficial agreement to help provide mortgages to Canadians buying homes in Southwest Florida.

Leaders of large community banks in the Southeast are keen on acquisitions, though their level of interest varies widely. Some, like Home BancShares in Arkansas, are eager to line up the next big deal. Others, including Bank of the Ozarks, seem content to steal lenders and open offices after several years of acquisitions.

CrossFirst Bank in Leawood, Kansas, has opened a new division to serve the oil, gas and energy markets and hired a team of five bankers with experience in this sector.

Ronald R. Reed has resigned as chief executive of Citizens Independent Bancorp in Logan, Ohio, and its bank unit.

An internal review at Goodwill Industries has concluded that hackers accessed customer payments data through a vendor-related weak spot.

Balances on new cards are still below levels reported before the 2008 recession, despite an increase in open accounts.

Allowing branch workers to come up with handmade signs and offbeat contests can help banks increase both customer and employee engagement, according to consultant Dave Martin.

The federal government should stop paying private collection agencies to pursue defaulted student loans, according to a report released Wednesday.