We revisit our 10 most popular BankThink posts of 2012, based on audience page views.

Large banks could learn a lot from James Black, the CEO of Citizens Community Bank in South Hill, Va., about listening to employees, informing shareholders and setting a clear direction.

CEO Victor Karpiak will resign as chairman, and Stilwell Group will add a representative to the Washington company's board.

Chris Bauer says Anchor's "emergency" days are over, but the Wisconsin company is still losing money and operating under a regulatory order.

Citigroup's pullback in the affluent Main Line suburbs of Philadelphia is the latest example of banks trying to right-size their branch networks.

If banks apply a standard of parity, they will wind up in a holding pattern because right now and for the foreseeable future, Internet banking is not keeping pace with mobile platforms.

The $2.1 billion-asset parent of Stock Yards Bank & Trust said Thursday that it would pay roughly $7.8 million in cash and $11.7 million in stock for the $137 million-asset Bancorp, which owns The Bank Oldham County.

Central Valley Community Bancorp (CVCY) in Fresno, Calif., is buying Visalia Community Bank (VSMU) in Visalia, Calif., for roughly $22 million.

Discover Financial Services Inc. (DFS), the sixth-biggest U.S. credit-card lender, posted a fiscal fourth-quarter profit that missed analysts' estimates as increased expenses offset a decline in soured loans.

Three former executives of a defunct debt-collection firm have pleaded guilty to charges they lied to a bank that received funds from the Troubled Asset Relief Program.

Investors Bancorp of Short Hills, N.J., has agreed to buy Roma Financial Corp. of Robbinsville, N.J. The deal, scheduled to close in the second quarter, would bring together two mutual thrifts and create a company with assets of more than $13 billion.

Adding to a storehouse of capital and maintaining strong regulatory relationships are among the banking veteran's top priorities following a failed bid to sell his company in early 2012.

The bank is retrenching from some of the country's wealthiest suburbs, abandoning some of its years-long efforts to cultivate affluent customers.

Fannie Mae and Freddie Mac may have lost billions of dollars as a result of banks' allegedly manipulating the Libor benchmark that determines the price at which banks lend to one another.

Sierra Vista in Folsom, Calif., is the kind of bank typically marked for extinction. But it has raised enough equity to try to make itself into a buyer, or a more appealing takeover target.

Smartphone capabilities, like instant Internet access, integrated cameras and GPS systems, have given consumers more control over their banking relationship and are forcing financial institutions to adapt.

In a surprise move, the Federal Housing Administration's Acting Commissioner Carol Galante sent a letter to the Tennessee senator agreeing to make major policy changes, including ending a popular reverse mortgage program for seniors.

The Consumer Financial Protection Bureau said Wednesday that it is looking for input on how it should craft future proposals establishing new rules for credit cards.

Banks have the wherewithal to weather a drop in earnings that a recession sparked by a plunge off the fiscal cliff could produce, Moody's wrote in an analysis published Monday.

Six months after settling a legal battle with Capital One, John Kanas is eager to start hiring employees and opening branches in the Big Apple.