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Market Intelligence:
AI
Payments
Research
  • Consolidations
    As credit unions consolidate, leagues ‘have no choice but to adapt’

    Members of the Georgia Credit Union Affiliates have voted to join the League of Southeastern CUs, the second such merger this year. Analysts say there could be more to come – and soon.

    By Michael Bartlett
    June 21
    Merged credit union leagues - CUJ 062119.jpeg
  • Lending
    Auto loans slow despite improving fundamentals: CUNA Mutual

    Credit unions reported gains in areas such as loan balances and membership but it was at a slower pace than a year earlier.

    By Palash Ghosh
    June 21
    APRIL CUNA
  • Growth strategies
    Inclusiv adds 11 CUs to Juntos Avanzamos program

    Nearly 100 institutions now take part in the initiative to bring affordable financial services to Spanish-speaking and immigrant consumers.

    By Palash Ghosh
    June 21
    Pablo DeFilippi is SVP-membership and network engagement at Inclusiv
  • Customer service
    What Disney can teach credit unions about member service

    The Credit Union National Association’s summer conference in Orlando offered attendees insights into service, succession planning, collaboration and more.

    By Melissa Angell
    Reporter
    June 21
    Random palms in Orlando - CUJ 062019
  • How behavioral science can help CUs' financial literacy efforts

    Scientific techniques can help credit unions better understand how consumers are likely to behave in certain instances, allowing CUs to shape their tactics and responses to a variety of situations.

    June 21
    Mariel Beasley
    Mariel Beasley
    Common Cents Lab
  • Ranking the banks
    Credit Unions with the Largest Portfolios of First Mortgage Loans

    On Dec. 31, 2018. Dollars in thousands.

    June 21
  • Marijuana banking
    2 credit unions, 2 different paths to pot banking

    Credit union executives discussed serving the legal marijuana and hemp businesses during NAFCU's annual conference in New Orleans, including vastly different motivations for serving the industry.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    June 20
    CUJ-061919-MARIJUANA.jpeg
  • Capital
    Credit unions get reprieve (again) on capital rule. Bankers jeer

    The NCUA proposed Thursday to put off until 2022 implementation of a rule that would require larger credit unions to hold more risk-based capital.

    By Aaron Passman and John Reosti
    June 20
    RBC timeline - CUJ 062019.jpeg
  • Mortgage technology
    CU Solutions Group signs for mortgage tech firm's credit union rights

    The Michigan-based CUSO has acquired a stake in NestReady, giving it exclusive industry rights on the mortgage technology firm's products.

    By Palash Ghosh
    June 20
    Dave Adams, MCUL
  • Growth strategies
    Regulators approve expansion for Southland Credit Union

    The Orange County-based CU had served a few cities around Los Angeles but state officials have now approved its application to serve all of Los Angeles County.

    By Michael Bartlett
    June 20
    Tom Lent, CEO of Southland Credit Union
  • Consumer banking
    Credit unions tout their trustworthiness but risks remain

    As the National Association of Federally-Insured Credit Unions' annual conference kicked off, President and CEO Dan Berger emphasized the trust credit unions have built with members. But there have been a few recent stumbles.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    June 20
    CUJ-061919-TRUST.jpeg
  • Lack of proper data management is holding credit unions back

    Credit unions have not invested enough in analytics. But changing that would help the industry compete with big banks and improve efficiencies.

    June 20
    Aaron Fuller
    Aaron Fuller
    Superior Data Strategies
  • Ranking the banks
    Credit Unions with the Largest Credit Card Portfolios

    On Dec. 31, 2018. Dollars in thousands.

    June 20
  • Credit unions
    Disruption, cybersecurity and more in the Magic Kingdom

    The first full day of America's Credit Union Conference in Orlando hit on a variety of topics, including narrowing the gender gap and ongoing attacks from banks.

    By Melissa Angell
    Reporter
    June 19
    Jim Nussle, CUNA - ACUC 2019 - CUJ 061919.jpeg
  • C-suite
    Security First Federal Credit Union lands new CEO

    Erasmo Ramos will move from one southern Texas CU to another.

    By Michael Bartlett
    June 19
    Erasmo Ramos will take over as CEO of Security First FCU on June 24, 2019.
  • How credit unions can help heal a politically divided nation

    Millions of Americans feel let down by the government and other trusted entities, but credit unions are stepping forward to fill the void.

    June 19
    B. Dan Berger
    B. Dan Berger
    National Association of Federally-Insured Credit Unions
  • Ranking the banks
    Credit Unions with the Most Deposits

    On Dec. 31, 2018. Dollars in thousands.

    June 19
  • Digital banking
    CUs' choice: Embrace digital banking or 'die a very slow death'

    With millions of consumers switching their primary financial institution annually, many credit unions are faced with a quandary: come up with the money for digital offerings or risk losing a growth opportunity.

    By Melissa Angell
    Reporter
    June 19
    Consumers switching FIs - CUJ 061819.jpeg
  • Disaster recovery
    Federal disaster-relief package could shield credit unions from losses

    A $19.1 billion aid package signed into law earlier this month is welcome news for credit unions in Nebraska and a host of other regions that have suffered from recent natural disasters.

    By Palash Ghosh
    June 18
    Disaster relief allocation - CUJ 061819
  • Career moves
    Building the team: Professionals on the move

    The latest new hires, promotions and appointments at credit unions and industry groups across the country.

    By Palash Ghosh
    June 18
    p1a4t4igu6oe6jefqi51ors1h43d.jpg
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