Small to mid-size credit unions and regional banks could be at greater risk of SMS phishing and phone attacks than their big-bank counterparts, according to one cybersecurity expert, who analyzed the frequency, location and targets of actual known attacks.

WASHINGTON — On the heels of the Consumer Financial Protection Bureau being forced to delay implementation of the new TILA/RESPA Integrated Disclosures (commonly referred to as TRID), CUNA says it has discovered a discrepancy relating to exemptions for small lenders.

As NCUA re-examines its field of membership statutes, Credit Union Journal turns to the states to see how the federal charter stacks up against those of the states.The data used to compile this report is from the 2014 Profile of State Credit Union Regulatory Agencies published by National Association of State Credit Union Supervisors, unless otherwise noted.

After publishing 1,888 pages detailing new mortgage disclosures, the Consumer Financial Protection Bureau's failure to file a required two-page form with Congress on time forced a delay of the rules' effective date.

As NCUA re-examines its own field of membership rules in search of opportunities to make it easier for credit unions to grow, it's not just looking inward. The regulator is also looking toward the 45 states that have CU-enabling statutes of their own.

As NAFCU's members gather in Montreal for the group's annual meeting, SRP FCU CEO Ed Templeton reflects on the insight he has gained during his tenure as NAFCU chairman, and the value the trade association brings to its member credit unions.

If NCUA's risk-based capital proposal is a bitter pill to swallow, credit unions can at least be thankful for the spoonful of sugar the agency is currently working on: revamping the field of membership rules.

CUs posted incremental growth in a number of fields in April, with lending, membership and other areas seeing continued increases, according to a new CUNA Mutual report.

In what would be the first comprehensive rewrite of its member business lending regulation since 2003, the NCUA Board unanimously approved a proposed series of changes that would make it markedly easier for CUs to lend to businesses.

While hosting its second annual community carnival at its Hilliard branch last week, Credit Union of Ohio used the occasion to unveil a new logo and refreshed website.

Most passwords rely too much on pet names, anniversary dates and other easily-guessed concepts. But replacing those words with pictures could provide a substantial improvement in security.

Central Macomb Community receives awards, the National CU Foundation announces changes and more.

Prospera Credit Union said it soon will temporarily be managing daily operations for University of Wisconsin-Oshkosh Credit Union, based 20 miles away in Oshkosh, Wis., while the $25 million CU seeks a new president.

With Wayne Tew set to retire from Clark County CU Aug. 21, the $572 million has tapped Matt Kershaw to succeed him as the new CEO.

After months of refusing industry and legislative calls to delay combining the requirements of two mortgage disclosure laws, the Consumer Financial Protection Bureau announced a two-month delay.

The two main credit union trade groups, normally in lockstep on most issues, are split in their reactions to proposed legislation in Congress that calls for a delay to study NCUA's proposed risk-based capital rule.

Security researchers say criminals are turning away from malware-only attacks and preying on unsuspecting call center reps, merchants and consumers with simpler, more traditional schemes.

The nature of fraud in the U.S. is about to change radically, as fraudsters adapt to EMV security at the point of sale by shifting their attention to e-commerce channels.

2015 is shaping up to be the year that credit unions will start making serious moves to innovate their small business lending practices on par with upstart online lenders and provide the improved customer experience members expect.

To reach more younger members, First Capital FCU sent an area high school student to prom — paying for her tickets, limo and more — in the culmination of an academic year that included the launch of its Youth Financial Advisory Board for high school students.