Deposits

Banks need to manage margins more actively — including the use of new modeling technology — in the current low-interest-rate environment.

As part of this year's Best Practices Awards, CU Journal looks at a trio of institutions that have found creative and effective ways to bring in new funding.

In September, loan balances grew at a slower pace than a year earlier, according to the latest trends report from CUNA Mutual.

The Peach State is the latest to offer gamified savings programs as an incentive to draw in deposits and improve consumers' behavior.

Toronto-Dominion Bank would end up with a smaller stake in a larger brokerage if Schwab and TD Ameritrade combined. But it could parlay that stake into funds for a U.S. bank acquisition.

The remote deposit capture tech at the center of the dispute is used by 6,500 institutions. That may mean other institutions will have to pay licensing fees to USAA.

On Jun. 30, 2019. Dollars in thousands.

The company says it's responding to the feedback of consumers who want online options beyond savings products.

Banks are putting more effort in deposit gathering and fee-based products to offset thinning margins and increased payoffs by small-business clients.

Tech giant takes will work with Citi; the bank reportedly asked IT providers to return some of the money it paid them in 2018.