Digital banking
Digital banking
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The hit smartphone game Pokemon Go taught banks a lesson in mobile strategy this week: gamify it.
July 15 -
The U.K.'s mobile-first Starling Bank has received a banking license from the Financial Conduct Authority and Prudential Regulation Authority.
July 14 -
For the third straight year, USAA took the top spot in a survey of customers' online experience conducted by research firm Temkin Group.
July 13 -
USAA now offers voice-guided check deposit on its mobile app for visually impaired customers.
July 13 -
In 1999, the OCC issued a charter to the internet bank AeroBank, but the startup's efforts to raise capital were thwarted when dot-com-boom money went chasing shinier options. Nonetheless, the banks experiences resonate with fintech banks trying to obtain a national charter today.
July 13 -
The rules, meant to deter crimes like money laundering, offer banks and others a rare chance to gather valuable information that helps create personalized experiences millennials want.
July 13 -
The director of innovation at ATB Financial explains why his bank became one of the first to send cross-border payments on the Ripple network, and whether this could be a plausible alternative to Swift.
July 12 -
Attempting to impose the fundamental laws of a particular lending universe on another will lead to an eventual collapse of a particular firm or industry segment.
July 12 -
BancAlliance, a consortium of more than 200 community banks, is partnering with the digital wealth management firm Personal Capital.
July 12 -
Banks are experimenting with apps and mobile features that are available to everyone as they search for new ways to connect with potential customers.
July 11 -
Banks frequently blame "the rules" in shunning partnerships with fintech startups. However, compliance can be a positive force, not something that inhibits growth.
July 11 -
Small banks are trying to figure out how to provide the digital services today's customers want while still retaining the human touch that distinguishes them from larger rivals. A small bank in Cincinnati says it has hit on the right formula.
July 8 -
Fewer transactions are taking places in branches but banks brick-and-mortar locations are more important than ever.
July 7 -
The feature allows users to request cryptographic signatures by more than one user a device or institution to validate a transaction. The idea is that bad or malicious actors would have to breach multiple machines to transact on one user's behalf, Ripple said in a blog post.
July 6 -
As banks develop their customer digital banking channels it's increasingly clear mobile devices are the glue that will bring different experiences together. But there's one problem: mobile banking hasn't even really taken off yet.
July 6 -
Millennials, who alreadymake up a third of banked consumers in America, are used to transacting life in clicks and swipes. Institutions must embrace their needs now or risk extinction.
July 6 -
Rather than replace bankers with technologists, bankers must return to their original role in the community: help entrepreneurs succeed through connecting capital with good ideas.
July 5 -
For the second time in six weeks, the online lender Avant is taking steps to reduce the size of its workforce.
July 1 -
JPMorgan Chase is opening its doors to fintech startups to work with its business lines directly on bank innovations for faster, safer and more cost-efficient operations.
July 1 -
Initial coin offerings are the latest fad for many emerging cryptocurrency companies and projects. From the recently completed Lisk, Waves and Mycelium coin offerings to the historic crowd sale by the DAO which was subsequently hacked for about $60 million to Bitland, Project Decorum, Elastic Project and a good number more sales, the trend is clear.
July 1




