Globalization has dramatically altered the B2B payments landscape, revealing significant trade opportunities for SMEs and transaction services for corporate banks. Yet many banks, weighed down by tight regulation and legacy infrastructure, find themselves ill equipped to service the needs of an increasingly digital-first client base. Download this white paper from a 2016 FinTech Forward company to learn how banks can effectively transform digital processes and realize new revenue opportunities through payments innovation.
Author Rachel Schneider on income volatility problems; Travis Dulaney talks instant payments; American Banker's Mary Wisniewski discusses the OCC's fintech charter, data aggregation battles, and alternative data.
Ann Marie Mehlum, who has joined a lending platform called SmartBiz Loans after stints as a community banker and an SBA official, says the combination of fintech and old-fashioned banking could bring back small-business loans under $100,000.