Fintech regulations

A regulatory cloud still follows fintech companies following a judge's decision throwing out the Office of the Comptroller of the Currency’s special-purpose charter.

The judge sided with the New York State Department of Financial Services, which had sued the OCC over the proposed charter.

Draft legislation would amend the Bank Service Company Act to give the National Credit Union Administration third-party vendor oversight, a power it has been requesting for the better part of two decades.

Banks shouldn't let the legal and regulatory hurdles deter them, attorney Felix Shipkevich says.

The Conference of State Bank Supervisors has proposed creating model payments legislation that states could adopt to improve the state-by-state licensing process.

FDIC Chairman Jelena McWilliams reaches out to tech pros to bring fresh ideas to the agency.

Readers react to a regulator's promise to reduce regulation that hinders innovation, Sen. Elizabeth Warren's plan to impose heavier taxes on lobbying groups, Freddie Mac's exploration into AI and more.

Jelena McWilliams told community bankers that policymakers should be a resource for banks trying to adopt new technology.

Kenneth Blanco expressed concern in a speech about cyber criminals using "synthetic identities" to commit fraud with data stolen from fintech platforms.

All of the GOP members on the House Financial Services Committee called on the regulator to consider "administrative decisions" to offset the impact of the 2015 decision.