Home equity loans

HELOCs and second mortgages at credit unions are on the decline amid increasing refis and shifts in consumer sentiment about borrowing against their home’s value.

On Sep. 30, 2019. Dollars in thousands.

On Jun. 30, 2019. Dollars in thousands.

Home loan originations rose by double digits in the third quarter while auto loan originations approached an all-time high, according to new household credit data from the New York Fed.

Delinquencies on indirect auto and home equity loans are trending up, while past-due rates on credit cards are declining, according to a recent report by the American Bankers Association.

While 79% of mortgages nationwide were for primary residences, 92% of credit union mortgage loans fall into that category.

On Jun. 30, 2019. Dollars in thousands.

On Mar. 31, 2019. Dollars in thousands.

On Mar. 31, 2019. Dollars in thousands.

The Federal Housing Administration is aiming to limit the share of borrowers who have been withdrawing money from the value of their homes.

The Honolulu-based institution has doubled its loan portfolio over the past five years as its commercial lending has increased.

On Mar. 31, 2019. Dollars in thousands.

The CFPB is giving trade groups and consumer advocates another three months to comment on its proposal to change what data is collected under the Home Mortgage Disclosure Act.

On Dec. 31, 2018. Dollars in thousands.

On Mar. 31, 2019. Dollars in thousands.

It’s the one consumer loan category where balances continue to fall, and disruption from nimbler fintechs is a big reason why. To win back market share, banks will need to beat the upstarts at their own game.

On Dec. 31, 2018. Dollars in thousands.

On Dec. 31, 2018. Dollars in thousands.

On Sep. 30, 2018. Dollars in thousands.

On Dec. 31, 2018. Dollars in thousands.