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Instead of imposing interest rate caps, policymakers should require online lenders to provide clear disclosures and promote partnerships with banks.
December 4CASH AMERICA -
In marketing themselves to small companies, challenger banks are offering cool gadgets and a sympathetic ear about the hassles of being bank customers.
December 2 -
In marketing themselves to small companies, challenger banks are offering cool gadgets and a sympathetic ear about the hassles of being bank customers.
December 2 -
The payments company has loaned $5.5 billion to 275,000 small businesses, thanks to a data-driven process free from human interaction.
November 22 -
Axos Bank favors remote access over chatbots, as it connects bankers with online customers in real time.
November 19 -
Consumer trust issues have long been a stumbling block for challenger banks, but many say Google will face bigger obstacles.
November 17 -
The more things change in small-business lending, the more they stay the same, going back as far as 3,000 years. But in this book excerpt, Karen Mills, former head of the Small Business Administration, predicts momentous changes ahead.
November 1Harvard Business School -
Taking a page from fintech competitors, banks have worked to enrich the small-business app experience.
October 31 -
Startups are increasingly expanding into new areas with their bank partners in an effort to broaden their customer base and bring products to market faster.
October 29 -
Newcomers to the U.S. tend to have a hard time getting credit cards because they lack credit history here. Amex has deployed technology from a fintech, Nova Credit, that could change this.
October 25