Risk

Periods of significant loan defaults are tough on banks and force unpleasant choices. Here are steps to evaluate collateral in such uncertain times.

By targeting the API rather than scripting a form fill, bad actors are leveraging the same efficiency and flexibility that APIs provide developers, says Cequence Security's Matt Keil.

The security method offers real-time authentication checks to combat phony chargebacks, says PAAY CEO Yitz Mendlowitz.

Merchants should also monitor fraud by channel, to see how much each channel contributes to total fraud losses, Bernardo Lustosa of ClearSales says.

The takeaway from the PPP rollout is that bankers must protect their reputations and limit their risk appetites as they participate in further government-backed rescue programs.

Relationships with third party suppliers and regulators have never been more important, says says Genpact's Manish Chopra.

New authentication methods make it harder to fake biometrics, Eric Setterberg of Fingerprints argues.

The drop is likely from both a decline in consumer demand and lenders becoming more cautious, according to CompareCards.

New authentication methods make it harder to fake biometrics, argues Fingerprints' Eric Setterberg.

Ignoring those that came before you, understanding the importance of scope and capacity, and rushing to be the next big thing can help payment startups in good and bad economies, says Leaseweb's Global's Stephane Ngali.