Experts have predicted the roll-out and wider adoption of Apple Pay, Amazon Payments, PayPal and even Bitcoin will be the driving forces that finally make actual wallets and plastic cards obsolete, replaced by mobile payments and digital transactions executed with ease from a smartphone or digital wallet.

While real-time payment technology is a hot topic among banks in the U.S., real-time data analysis is likely to come much faster.

One of the engines driving Kenya's mobile-money transformation is poised for export.

Tesco has begun testing a system that lets Google Glass owners fill a shopping cart without setting foot in the store, but this test may have a limited audience, as it launched just days before Google stopped selling its high-end headset.

Google wants to buy the telco-led mobile payments consortium Softcard, according to the technology news site TechCrunch, which cited unnamed sources.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The upcoming Apple Watch, which does not have a built-in fingerprint reader for Touch ID authentication, will use a four-digit passcode to engage Apple Pay for mobile payments.

The ATM is one of the oldest self-service technologies in banking, and mobile is one of the newest. But surprisingly, this odd couple of technologies has a lot of synergy.

The former head of the bankrupt Mt. Gox Co. bitcoin exchange was originally believed by U.S. investigators to be the secret mastermind behind the Silk Road online drug marketplace, an agent who infiltrated the website told jurors at the trial of the man prosecutors now accuse of running it.

Businesses that don't take full advantage of their security software are wasting money and facilitating the hackers seeking access to their payment data.

With the introduction of Apple Pay, mobile wallet payment systems promise to disrupt long stagnant payment card status quo. But will these new services make our data and transactions safer?

Merchant acquirers can learn a lot from their new competitors about how to stand out in a crowd where everybody appears to be the same.

Cloud-based payments and financial services provider Bottomline Technologies has acquired Intellinx Ltd., enabling it to offer clients anti-fraud and risk management software.

Mobile payments provider Spindle signed an agreement with Transaction Data USA, a payments industry consulting firm, to expand the sale of its products to merchants.

Retailers are adopting many innovations to counter the lure of online shopping, which is becoming more of a threat to brick-and-mortar stores as e-commerce spreads to a growing number of Internet-connected devices.

Wirecard, the German payments company, has introduced a wearable wristband for contactless transactions.

RALEIGH, N.C. — State Employees' Credit Union (SECU), a $29-billion institution based in Raleigh, N.C., announced that President Barack Obama praised SECU for providing its consumer loan members with free access to their FICO credit scores.

ALEXANDRIA, Va. — The NCUA Board Thusday approved a payment of up to $50,000 to cover costs associated with the October 2014 data breach at Palm Springs FCU, which was caused when an NCUA examiner lost a thumb drive containing sensitive member information.

Organizations may be being misled about their security risk exposure, and are in serious danger of becoming victims of a security breach, which has become a major problem for merchants and payment companies.

Banks in Europe are selling digital gift cards alongside traditional bank accounts, allowing online consumers to buy credit for Facebook, Nintendo, Spotify and other content providers.