American Banker held its Retail Banking 2014 conference in Orlando, FL this week. Here, in tweets, are a few of its takeaways.

Public outrage over executive compensation is fueling calls for more legislation and regulation that will only wind up stifling economic growth, writes M&T Bank CEO Bob Wilmers.

Receiving Wide Coverage ... Credit Card Revival: General Electric is planning an initial public offering for its credit card unit, demonstrating the "renewed investor enthusiasm for the card business after some issuers were hit hard by defaults following the 2008 financial crisis," according to the Wall Street Journal. The planned IPO is in line with GE's desire to curb its involvement in the banking sector. The unit, which could be valued up to $20 billion, is…

Those who wanted to greatly expand the power of government over the financial sector, especially to expand the discretionary power of unelected agencies, took full advantage of the opportunity.

These market-based assessments would be more palatable to the "too big to fail banks" than any bank tax and would allow them to do what they do best -- make loans, writes bank consultant Ken Thomas.

Receiving Wide Coverage ... Don't Worry, Be Wealthy: On Wall Street, profits are down and the number of workers is shrinking. But for survivors, bonuses continue to swell. Bonus payouts to New York's Wall Street employees rose 15% on average last year to $164,530, according to figures compiled by state comptroller Thomas DiNapoli and reported in the New York Times. (Average Wall Street pay, including salary and bonuses, was $360,700 in 2012, the most recent period…

Regulators should demand more derivatives disclosures in forthcoming living wills. Having banks disclose the risk factors in their risk measurement models would help regulators understand if banks are well capitalized for unexpected losses.

Financial firms should consider this type of rebrand if they are facing reputational issues, find their existing name is too limiting or want to convey a new image following a merger or acquisition.

Innovation requires the ability to tinker, test, break and repeat. Strategy and its close derivatives increase and delay the cost of failure. Business cases, focus groups, market analysis and roadshows, among other things, divert resources and defer action.

Receiving Wide Coverage ...

Unsurprising Housing Finance Plan Manages to Surprise Investors: The legislative outline for housing finance reform released Tuesday by Democratic Sen. Tim Johnson and Republican Sen. Mike Crapo was relatively short on details. But its broad strokes were familiar to anyone who's been paying attention to its progenitor, a bill authored by another bipartisan pair on the Senate Banking Committee. Still, many investors were seemingly caught off guard. Fannie Mae's common shares plunged…

Pervasive distrust is a thorn in the side of financial technology innovators and bankers alike, and has prevented mobile wallets from helping consumers manage their finances in real time – a tool they desperately need!

Mobile apps and the ATM are rapidly becoming alternative touch points for many customers. But does that mean that bank branches are dinosaurs? The answer is definitely ‘no.’

Receiving Wide Coverage ... Bitcoin and South by Southwest: Add James Gorman, chief executive of Morgan Stanley, to the list of financial head honchos mystified by Bitcoin. Gorman told Maria Bartiromo, a host on the Fox Business Network, that he found the crypto-currency and all the news around it — including the recent Newsweek story about its supposed founder — "totally surreal." "I'm not sure I understand it," Gorman told Bartiromo on Monday, adding that he…

The discovery of racial disparities at the Consumer Financial Protection Bureau gives real cause for concern, but it also presents an opportunity for the whole financial services sector to have a broad, healthy dialogue about diversity.

Receiving Wide Coverage ... Both Sides Now: If the folks in mergers and acquisitions look discouraged today, it's probably more than a bad case of the Mondays. A Delaware judge hearing a case about the conflicts of interest that possibly arise when bankers advise both the buyer and seller in the same deal has found that RBC acted improperly when its bankers tried getting in on both sides of a 2011 merger in the health care…