AI agents have the power to automate a number of once-manual tasks: They can conduct background research, generate content, write code and analyze data. In their latest evolution, driven by Visa, Mastercard and other fintechs, payments are now on the menu of services.

7h ago
6 Min Read
Visa and Mastercard cards
RESHAPING BANKING AS A SERVICE
Fintech

As the banking-as-a-service model has evolved over the last decade amid widespread consent orders and BaaS partnership failures, the number of sponsor banks has dwindled, leaving fintechs to compete for the business of those that remain.

April 30
4 Min Read
Accounting, business people and budget meeting with charts, fintech and speaker for profit review. Presenter, audit and financial report with technology for graphs and revenue results in office.

Fintechs that want to acquire bank charters face multiple obstacles, from increased regulatory scrutiny to stiff competition from established banks.

April 30
5 Min Read
Photo of glass door of SmartBiz office with logo in white

The OCC's approval of SmartBiz buying a bank opens the door to other fintech M&A deals for accessing bank charters, which can help a fintech stay in business.

April 4
6 Min Read
The Transamerica Pyramid building

As the risk of a recession rises, commercial real estate loans remain a major concern for banks and industry participants. One observer asked: "Is '25 the year where sellers start to capitulate, call a loser a loser, and move on?"

April 3
5 Min Read
flagstar-headquarters

The first year of Otting's tenure as the New York lender's CEO brought substantial change, but the job isn't done. His goal: to build a powerhouse, profitable regional bank.

April 3
8 Min Read

Offices, apartment buildings and retail locations in Los Angeles face a tangle of difficulties as the smoke clears from January's wildfires. High on the list is inadequate insurance, a common problem in California.

April 2
5 Min Read
BofA09222023

A string of senior resignations and scrutiny over share sales rocked Bank of America's local operations last year.

April 15
1 Min Read
Dishonest contractor. Angry elderly couple sit at broker manager office demand compensation for breach of contract bad service. Annoyed mature spouses scam victims complain lawyer on commercial fraud

A new survey shows banks overwhelmingly support state laws that let them pause transactions to prevent elder financial abuse, despite shortcomings.

March 31
3 Min Read
Commonwealth Bank of Australia Branches Ahead of Earnings

Scambaiting, which started as a genre of YouTube content, is now a full-blown tech tactic — with support from Australia's biggest bank.

March 27
5 Min Read
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Most Influential Women in Payments honorees say the dramatic expansion in technology presents new opportunities and challenges as employers evolve away from traditional business models.

January 14
6 Min Read
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Honorees from American Banker's Most Influential Women in Payments discuss spotting tangible uses for innovation, rather than buying into hype.

January 10
5 Min Read
The Most Influential Women in Payments 2025 cover image: Yaminah Satterian, Jennifer Cruz, Sara Walsh and Kathleen Pierce-Gilmore

Each year, American Banker recognizes the women who are advancing the payments industry in banking, retail, acquiring, processing and more.

January 9
1 Min Read
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