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By Kate Berry and Cheyenne Hopkins
JAN 20, 2010 5:52pm ET

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Lenders Call Changes at FHA Prudent But Painful

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Tighter underwriting guidelines unveiled by the FHA will make it harder for lenders to qualify borrowers in a year when origination volumes are already expected to tank.

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Facebook Moves into Payments
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Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?
Yes. Facebook Credits threatens to cut off banks from transactions and customer data.
No. A system the enables users to pay for online games and page upgrades is a harmless niche.
Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

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