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BAD INFLUENCE? "We may be one of those culprits for why it is more competitive on the margin," Richard Davis, U.S. Bancorp's CEO, says. "But we will not give it up if it is a great customer."

Regional Banks Finding Key Geographies to Their Liking

Executives at U.S. Bancorp, PNC and Huntington all sounded cautiously optimistic about lending opportunities and each has a favorite region when it comes to finding borrowers.

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