Kate Fitzgerald is an Arizona-based senior editor for American Banker and longtime payments reporter. Fitzgerald began her journalism career at the San Diego Tribune, and has worked as a reporter and editor at several other publications, including Advertising Age and the Arizona Republic. She is a graduate of Lewis & Clark College and holds a master’s degree from Northwestern University’s Medill School of Journalism.
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Amazon’s latest attempt to disrupt retail—a store that automatically handles the whole checkout and payment process via an app—is a concept that could have far-reaching effects as the millennial generation brings its digital expectations into the brick-and-mortar world.
December 5 -
Big data was supposed to unleash a lot of powerful insights for banks, but many financial institutions still haven’t found a way to harness their own data because the amount of available information is so vast.
November 30 -
As the holiday shopping season kicks off, retailers are preparing for an influx of payment volume from shoppers and scammers alike. Here are a few of the problems they face.
November 28 -
U.S. fuel cards were a relatively complacent niche until a few years ago, when a wave of consolidations and digital innovations transformed the $66 billion-plus industry into a hotbed of competition.
November 28 -
The spread of new payment technology and omnichannel commerce are changing the way people shop during the holiday season, even in brick-and-mortar stores. Here are a few noteworthy trends this season.
November 23 -
Google's Android Wear products came to market well ahead of the Apple Watch, but in one category they have always been a step behind: contactless payments.
November 22 -
Merchants’ frustrations with the painful U.S. EMV shift could come to a head this week when Black Friday kicks off the crucial holiday shopping season with large swaths of the merchant landscape unable to handle EMV transactions, more than a year after the U.S. EMV liability shift.
November 22 -
A full year into the EMV migration, crooks are expected to be even more aggressive about attacking soft spots in online and mobile transactions.
November 21 -
The Scan & Go mobile app went live last month at Sam’s Club, allowing consumers to scan their own items as they shop and pay within the app, an innovation that could cut down on checkout lines.
November 21 -
Comdata says the majority of fleets are relatively small, and are underserved by most existing platforms.
November 18 -
Connected devices is the key innovation behind Optus and Frank Green's coffee cup that can also support contactless payments.
November 18 -
While around 70% of U.S. merchant locations still aren’t ready to handle EMV card transactions, Atlanta-based merchant acquirer Elavon, a unit of U.S. Bank, can tell the opposite story: 70% of its merchant clients will be EMV-enabled by the end of this year.
November 18 -
Mastercard will launch its “selfie pay” system in the Asia-Pacific region next year, expanding the global reach of its biometric identity-verification service for online payments to more markets as part of a gradual worldwide rollout.
November 17 -
The once-booming market for reloadable prepaid cards has seen a slowdown in new-account growth in recent years amid heavier competition and consolidation, causing longtime providers to look for ways to stand out in a crowded field.
November 15 -
Despite the head start mobile wallets got in the U.S. when Apple Pay launched more than two years ago, markets outside the U.S. are exhibiting that they are much better positioned for mobile wallet adoption, a new report from Fitch notes.
November 14 -
The U.S.’s long journey to EMV adoption will remain a major focus for the U.S. Payments Forum, but contactless and mobile payments technology will also start to get serious attention from a new industry working group.
November 14 -
Stats show young people like to use smartphones to take photos of themselves, a key element of Mitek's payments security strategy.
November 14 -
Consumers visiting sites using WP Engine’s checkout technology will use Chrome to obtain payment and shipping details with a few taps.
November 11 -
Citi's bank-branded mobile wallet will have the head start of the institution's vast scale.
November 11 -
PayPal has added support for Apple Inc.’s Siri voice-command feature for person-to-person payments, following Apple's
decision to open Siri to third-party developers.November 10


















