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Market Intelligence:
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Industry Data
  • Digital banking
    Hello, digital. Goodbye, branch

    At the recent Digital Banking conference, a pair of credit union executives offered insights into how the shift toward digital services has impacted their branching strategy and vice versa.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    June 24
    From left: Joe Salesky, CEO of CRMNEXT, moderated a panel during the Credit Union Summit at SourceMedia's 2019 Digital Banking conference in Austin, Texas. The panel included remarks from Mike Randal, COO of Silver State Schools CU (center) and Phil Salis, SVP of member engagement and chief banking officer at Alliant Credit Union.
  • Digital banking
    Facebook, fintech velocity, race for deposits: Digital Banking's big ideas

    Facebook's plans to launch its Libra cryptocurrency dominated much of the discussion at American Banker's Digital Banking conference last week, but attendees also debated what big tech company might strike next and what future digital innovations are in store.

    By American Banker
    June 23
    Cort O’Haver, president and CEO of Umpqua Holdings
  • Digital banking
    A digital convergence: Where BofA, Disney and Old Spice overlap

    Banks are increasingly turning to outsiders like Nikki Katz, a former Disney executive now at Bank of America, and Joel Kashuba, formerly of Procter & Gamble and now at Fifth Third, to help build their digital experiences.

    By Will Hernandez
    June 21
    Joel Kashuba of Fifth Third Bank, left, and Nikki Katz of Bank of America.
  • Community banking
    3-minute rule: How small banks are trying to fix online account opening

    Community bankers want to cut the time it takes for customers to establish digital accounts to mere minutes, but it's hard to do that and make other improvements without increasing fraud risk.

    By Paul Davis
    Founder, Bank Slate
    June 20
    Survey of what bank customers value the most from their financial institution
  • Digital banking
    Digital banking's No. 1 risk: Losing the human touch

    Whether it’s applying for a loan through a mobile app or building an investment portfolio via robo adviser, users want to know they can quickly and easily speak to a human being if they run into problems, top executives said at American Banker’s Digital Banking conference this week.

    By Will Hernandez
    June 20
    Cort O’Haver, president and CEO of Umpqua Holdings
  • Digital currencies
    ‘Another one?’ Bankers react to Facebook’s digital currency

    Community bank executives, payments officials and others said Libra faces an uphill battle amid heavy competition and regulatory scrutiny.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    June 20
    facebook-bl122315-365.jpg
  • Fintech
    Goldman, Stripe execs spar on future of financial services

    Both companies want money to be "programmable." But how to go about it is a matter of dispute.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    June 14
    Marty Chavez
  • Digital banking
    Podcast How HSBC is spending its $17 billion tech budget

    Jeremy Balkin, head of innovation at HSBC Bank USA, shares how the bank is investing in retail innovation, including a $350 million core system.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    June 11
    Jeremy Balkin, head of innovation for HSBC’s U.S. Retail Banking and Wealth Management business
  • Mobile banking
    Where did JPMorgan Chase's Finn experiment go wrong?

    The bank launched Finn in an effort to attract millennials. But there were problems with how it implemented the digital-only brand, experts said.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    June 6
    Chase 2010
  • Mobile banking
    Podcast What works, what doesn't in mobile banking apps

    Mariel Beasley, co-director of Duke University’s Common Cents Lab, who studies consumers’ financial behavior, says savings "nudges" in apps often fall flat. Here's why.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 7
    beasley-mariel-common-cents-lab.jpg
  • Mobile banking
    Podcast How BBVA overhauled its mobile banking app

    Alex Carriles, who runs mobile, online and digital accounts at BBVA Compass, describes how updates like account aggregation and expense analysis have helped increase use of its app.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    April 30
    Alex Carriles
  • Mobile banking
    Bank of America aims to be ‘mission control’ for digital banking customers

    David Tyrie, the bank’s new head of digital banking, discusses plans to offer customers constant course corrections and its new Life Plan product, and the latest on the virtual assistant Erica.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    April 24
    Vehicles are reflected in the window of a Bank of America branch in Chicago.
  • Technology
    Why advisors need to fix clunky tech

    The digital customer experience is getting better. Firms should take notice.

    December 7
    Mary Lader712X464_thumbnail.jpg
  • Robo advisors
    Will software ‘eat the world’ of financial advice?

    Many digital-only robos are slowly adding human advisors.

    December 7
    Jay Shah_712X464_thumbnail.jpg
  • Disruptors
    Why MoneyLion built an anti-bank

    Ninety million Americans have an adversarial relationship with their finances, says Dee Choubey, CEO and founder of MoneyLion.

    December 7
    Thumbnail for Video: Why MoneyLion built an anti-bank
  • Small business lending
    Veterans aren’t getting the loans they need to start a business

    Entrepreneurship among veterans has been declining over the past 20 years, according to a report by the SBA and the New York Fed.

    John Reosti Author Image
    By John Reosti
    Reporter
    November 12
    AB-110918-VETERAN1.jpeg
  • Small business lending
    Veterans aren’t getting the loans they need to start a business

    Entrepreneurship among veterans has been declining over the past 20 years, according to a report by the SBA and the New York Fed.

    John Reosti Author Image
    By John Reosti
    Reporter
    November 9
    AB-110918-VETERAN1.jpeg
  • Small business lending
    Window may be closing for small banks to compete for small business

    Big banks and fintechs are aggressively adding digital capabilities to process applications quickly, creating a sense of urgency for community banks.

    By Paul Davis
    Founder, Bank Slate
    November 6
    AB-110618-SMALLBIZ1.jpeg
  • Artificial Intelligence
    'People will tell a computer that': USAA's Patrick Kelly

    Most people who won't tell another human being they're broke, but they will tell a chatbot, said Patrick Kelly, assistant vice president for digital product development at USAA.

    November 1
    Thumbnail for Video: 'People will tell a computer that': USAA's Patrick Kelly
  • Artificial Intelligence
    How BofA customers are using its Erica chatbot

    Michelle Moore, head of digital banking at Bank of America, explains the top use case for the virtual assistant so far.

    November 1
    Thumbnail for Video: How BofA customers are using its Erica chatbot
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.