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Market Intelligence:
AI
Payments
Research
Industry Data
  • Consumer banking
    PNC nixes fees for nonsufficient funds

    The Pittsburgh-based company is no longer assessing NSF fees to customers whose accounts don't have enough money to cover certain transactions. It is the latest bank to revise portions of its overdraft policy amid a raging debate about the fairness of such charges.

    By Allissa Kline
    Reporter
    August 12
    PNC Bank signage
  • Bank technology
    Fireworks, cow videos, giveaways: How banks are embracing TikTok

    Banks such as FNBO and Ally Financial have taken to the social media channel to appeal to younger customers.

    By Miriam Cross
    Tech Reporter
    August 12
    Still image from an FNBO TikTok video about the Fourth of July
  • BankThink The true cost of misleading headline inflation statistics

    An alternative metric might have led the Federal Reserve to take earlier action against rising prices.

    August 12
    Eugene Ludwig
    Eugene Ludwig
    Ludwig Advisors
  • Industry News
    JPMorgan Chase's Lake named to Fed advisory council

    Marianne Lake, the company's co-chief executive officer of consumer and community banking, will serve a one-year term on the Federal Reserve Board's Federal Advisory Council. She represents the New York Fed.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    August 11
    mpwib21-marianne-lake
  • Politics and policy
    MoneyGram, sued by CFPB, accuses it of 'venue shopping'

    The remittance provider claims the Consumer Financial Protection Bureau worked to ensure it could file the case in a venue that would be more receptive to its claims.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    August 11
    MoneyGramBL
  • Phishing
    What banks can learn from phishing attacks on Cloudflare, Twilio

    The two major tech firms were targeted in an intricate phishing scheme last week. One fended off the attack; the other was not so fortunate.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    August 11
  • Payments
    A 'behind the scenes' BNPL firm seeks to bring banks to the market

    Jifiti is among the technology companies that want make it easier for retailers and banks to offer installment lending. The disruption caused by inflation and a hawkish Fed are combining to create an opportunity.

    By John Adams
    Executive Editor, Payments
    August 11
    YaacovMartinJifiti
  • Consumer banking
    For teens struggling to understand money, banks try to teach financial education

    Education in financial literacy instills both know-how and confidence, knowledge most teens lack when transitioning into adulthood.

    By Julia Demeny and Elizabeth Lawrence
    August 11
  • Consumer banking
    Taking over REI credit card, Capital One drops mobile payment incentive

    In another sign that the pandemic-fueled migration to digital transactions is here to stay, Capital One is dropping a mobile-payment incentive for REI credit card customers as it takes over issuance of the Mastercard from U.S. Bank.

    By Kate Fitzgerald
    Senior Editor, Payments
    August 10
    Capital One branch
  • Industry News
    Huntington recruits Truist executive in effort to bolster key unit

    Huntington Bancshares has hired Shawn Lough, a veteran Truist Financial banker and West Point graduate, to help guide the sales strategy and goals of its consumer and business banking operation. It also expanded the duties of Digital Director Mark Sheehan to include deposits.

    John Reosti Author Image
    By John Reosti
    Reporter
    August 9
    Huntington bank building
  • Paycheck Protection Program
    Top community banks: How SBA lending and expansion lifted one winner

    Moving its loan operations beyond its geographic footprint, California's US Metro Bank shot up in our rankings of the best-performing community banks.

    By Paige Hagy
    Reporter
    August 9
    US Metro Bank
  • Growth strategies
    Bank of America caters to employees of its commercial clients

    More than 250 midsize and large companies that do business with BofA have signed up for its corporate employee banking and investing program, which pulls double duty as a retention tool for the companies and a customer-growth engine for the bank. The initiative is part of a wave of such offerings by regional and large banks.

    By Allissa Kline
    Reporter
    August 9
    Bank of America branch
  • M&A
    Horizon's new president signals a shift in its M&A strategy

    Chairman and CEO Craig Dwight is counting on the Indiana company's new president, Thomas Prame, to pursue nonbank acquisition targets after it scooped up more than a dozen banks in the past decade.

    John Reosti Author Image
    By John Reosti
    Reporter
    August 9
  • Industry News
    Regions promotes executive to head strategy, corporate development

    Tom Speir, a 13-year company veteran, will be in charge of merger and acquisition efforts at the Alabama bank.

    By Victoria Zhuang
    Reporter
    August 8
  • Evergreen
    How neobanks can become profitable despite the odds

    SoFi and Qapital are among the challenger banks that are finding ways to make money, a rarity in a sector where most companies have grown customer tallies faster than revenue.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    August 8
  • Payments
    Fintechs gain global traction with facial biometric payments

    In markets such as India, China, the United Arab Emirates and Brazil, more consumers and merchants are testing or deploying facial recognition as a way to authenticate transactions.

    By David Cox
    August 8
  • Community banking
    Horizon Bancorp in Indiana hires First Midwest veteran as president

    Thomas Prame is leaving Old National Bancorp, which recently merged with his former employer First Midwest Bancorp, to join a smaller rival with aggressive growth plans.

    John Reosti Author Image
    By John Reosti
    Reporter
    August 5
  • Cyber Security
    Big tech is building a passwordless future. Banks want to join in.

    A vast majority of IT leaders at banks want to ditch passwords for something better and safer, and many tech vendors are moving in that direction already. But it's easier said than done.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    August 5
  • Regulation and compliance
    M&T, Credit Suisse see biggest jumps in stress capital requirements

    The Federal Reserve released its large bank requirements for 2023 based on the results from this year's stress test. Most of the banks tested will need to maintain or increase their tier one capital holdings.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    August 5
    federal-reserve
  • Payments
    Can the digital payments revolution finally wean cannabis shops off cash?

    Legal marijuana dispensaries typically can't accept regular payment cards. But after the pandemic drove broader adoption of online and in-app payments, consumers may finally be more willing to stop using cash when buying weed.

    By David Cox
    August 5
    cannabis flowers
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.