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Market Intelligence:
AI
Payments
Research
Industry Data
  • Payments
    The tech shortcut that's speeding payments innovation

    Low-code programming, which uses easy-to-understand visual elements to guide upgrades, is catching on with fintechs that want to avoid large projects.

    By John Adams
    Executive Editor, Payments
    September 11
    Jaimes-Adrian-Coppel
  • Artificial Intelligence
    Huntington's software bet aimed at transforming medical billing

    Executives at the Columbus, Ohio-based regional bank were convinced by a presentation Veuu, the solution's developer, made earlier this year.

    John Reosti Author Image
    By John Reosti
    Reporter
    September 8
    Huntington Bank branch
  • Strategic planning
    Pressure mounts for Truist to reset its strategy

    Some analysts and investors want the North Carolina bank to make big changes to meet financial targets, which they say aren't being met more than four years after the BB&T-SunTrust merger. The critics will be closely watching a presentation by top Truist executives on Monday.

    By Allissa Kline
    Reporter
    September 8
  • Freddie Mac
    Freddie Mac looking for new CEO at critical juncture

    Michael DeVito has been able to grow the government-sponsored enterprise's net worth, but at the current pace and without a rule change, it could take 10 years to build enough capital to exit conservatorship.

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    September 8
    Michael DeVito
  • Regulation and compliance
    FDIC admits oversight shortcomings in First Republic Bank's collapse

    The Federal Deposit Insurance Corp. acknowledges in a new report that it didn't adequately monitor First Republic Bank's uninsured deposits, interest rate risk sensitivity and rapid growth — and as a result left the bank vulnerable to contagion.

    By Ebrima Santos Sanneh
    Reporter
    September 8
    fdic-bl.jpg
  • Commercial lending
    Some banks don't track CRE risk on a frequent basis, survey suggests

    When 55 banks were asked to provide metrics on the health of their commercial real estate borrowers, some of them gave data that was six months old. The survey by Moody's Investors Service also found that certain borrowers are already struggling, and others could hit trouble soon, since they'll need to refinance at high interest rates.

    By Polo Rocha
    Staff Writer
    September 7
    New York - commercial real estate
  • Fraud detection
    Banks hear the eerie echoes of AI-generated voices

    Fraudsters are leveraging advanced artificial intelligence to impersonate customers and deceive financial institutions, but the industry is fighting back with detection systems.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    September 7
    IMG_9482.jpg
  • BankThink Bankers need to understand how much AI can benefit their businesses

    Artificial intelligence is on the cusp of solving some of the most chronic problems facing bank managers. They need to embrace it.

    September 7
    Anna Becker
    Anna Becker
  • Community banking
    Dime Community advances its commercial banking makeover

    The New York-based company announced the launch of a health care lending unit after capitalizing on recent bank failures to add seven deposit-focused banking groups this spring and summer.

    John Reosti Author Image
    By John Reosti
    Reporter
    September 6
    Dime-Community-cropped.png
  • Regulation and compliance
    Discover, bracing for FDIC penalty, adds ex-agency official to its board

    The consumer lender's stock price has fallen more than 30% since its disclosure of a looming regulatory action, which was followed by the sudden departure of its CEO. To help meet its compliance challenges, the company's board added a former FDIC regional director.

    By Polo Rocha
    Staff Writer
    September 6
    Discover
  • Credit unions
    How banks and credit unions are serving the growing Latino market

    As the Latino population in the U.S. expands, so does the business case for banks and credit unions that want to tailor services for this audience.

    By Ken McCarthy and Jim Dobbs
    September 6
    Amplify.jpeg
  • Small business banking
    Credit unions turn to tech to step up their small-business offerings

    Mountain America Credit Union and Lafayette Federal Credit Union are two institutions making concerted efforts to target small-business owners with digital tools.

    By Miriam Cross
    Tech Reporter
    September 6
    Mountain America Credit Union's headquarters in Sandy, Utah
  • BankThink Bankers, be honest with small businesses about international payments

    From hidden fees to misleading marketing, small businesses face too many challenges when making and receiving cross-border payments.

    September 6
    Brigit Carroll
    Brigit Carroll
    Wise
  • Workforce management
    15 steps in the unionization of banks, credit unions

    Employees across the financial services industry are organizing in the hopes of obtaining better wages and other workplace improvements.

    By Frank Gargano
    Data Reporter
    September 6
    Stock art protests
  • Law and legal issues
    Prosecutors: Ex-Wells Fargo executive deserves one year in prison

    The Department of Justice is recommending a sentence of 12 months behind bars for Carrie Tolstedt, a former Wells executive who has pleaded guilty to obstructing a bank examination. That's harsher than the recommendation of the U.S. Probation Office.

    By Allissa Kline
    Reporter
    September 5
    Wells Fargo
  • BankThink How big should the Fed's balance sheet be?

    The Federal Reserve has been reducing its liabilities steadily since last March, and those effects are starting to be felt. But how low it should ultimately go — and how long it can stay low — is a tricky question.

    September 5
    John Heltman
    John Heltman
    American Banker
  • Payments
    Five innovations in earned wage access

    The market for services that allow employees to access funds ahead of their two-week payday is a hotbed of activity, even as financial services regulators in some states seek to rein it in.

    By Kate Fitzgerald
    Senior Editor, Payments
    September 5
    Paycheck on payday
  • BankThink What regulators must do to promote bank startups

    Despite regulatory efforts, applications for traditional new banks often now require lengthier review periods for approval than in the last several decades. Here are some key ways to lighten this burden.

    September 5
    Ed Carpenter
    Ed Carpenter
    Carpenter & Company
  • Regulation and compliance
    Less Fed repo activity is good for banks, but maybe not for financial stability

    After remaining above $2 trillion for a year, the Federal Reserve's overnight reverse repurchase facility has seen steadily less use in recent months. The development is welcomed by banks, but could be a sign that certain financial players are shifting funds to riskier activities.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 4
    Federal Reserve
  • Consumer banking
    Banking crisis drags down reputations across the industry

    American Banker's annual reputation survey shows regional banks were hit hardest by this spring's bank failures. But there were a few bright spots, including digital-only firms and highly specialized firms.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 3
    USAA HO 6.jpg
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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