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Market Intelligence:
AI
Payments
Research
  • Community banking
    'Very tenuous environment': Another bank merger canceled

    MVB Financial's agreement to buy Integrated Financial Holdings has fallen through, with both sides citing an uncertain economic outlook and potential regulatory challenges. It's the second M&A deal to be scrubbed in the past week.

    By Jim Dobbs
    Deputy Editor, Community Banks
    May 10
    MVB Bank branch picture.jpg
  • Social Security
    Neobank for 62+ crowd touts early Social Security withdrawals

    Charlie, a digital banking service, will advance users their Social Security benefits and will try to act like a "smart, kind and trusted nephew."

    By Miriam Cross
    Tech Reporter
    May 10
    Kevin Nazemi, co-founder and CEO of Charlie
  • BankThink Outdated laws are denying banks access to a vast source of capital

    Antiquated rules separating banking and commerce are preventing an infusion of capital that would revitalize the banking market.

    May 10
    Ram Ahluwalia
    Ram Ahluwalia
    Lumida Wealth Management
  • Consumer banking
    Capital One returns fire at Walmart as credit card deal sours

    The retail behemoth alleged in a lawsuit last month that Capital One fell short on customer service. But the McLean, Virginia-based bank says ending the partnership would open a path for a rival offering from a Walmart-backed fintech venture.

    By Kevin Wack
    Banking Editor
    May 9
    Capital One - Walmart
  • Politics and policy
    Senate Democrats press bank CEOs on late fees

    Sen. Elizabeth Warren, D-Mass., led a group of Democratic lawmakers in writing to executives of large credit card issuers on their late fee policies and costs.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    May 9
    Elizabeth Warren
  • Industry News
    Fewer Wall Street firms are requiring full-time office attendance

    Just 20% of financial-services companies require full-time in-office work, according to a new survey of 251 industry firms by Scoop, which helps companies coordinate hybrid teams.

    May 9
    wall-street-sign.jpeg
  • Payments
    How women payment execs navigate careers, leadership and mentoring

    Workplace culture is changing as rapidly as transaction technology. Some of the industry's leaders discussed the new culture at American Banker's Payments Forum.

    By John Adams
    Executive Editor, Payments
    May 9
    Wang-Carol-KeyBank
  • Payments
    PayPal CEO: AI will lower costs for 'years to come'

    Dan Schulman plans to accelerate moves into advanced machine learning, checkout and merchant services to add speed and efficiency to product development.

    By John Adams
    Executive Editor, Payments
    May 9
    PayPal CEO Dan Schulman
  • Technology
    Central bank digital coin would be more useful than cash, but cash likely to remain

    A recent study looked at government-backed virtual currency.

    Gaetano-Chris
    By Chris Gaetano
    Technology Editor
    May 9
    Blockchain coding image
  • Banking Crisis 2023
    For Fed supervision, cultural shortcomings are nothing new

    The Fed's report on the failure of Silicon Valley Bank describes a "shift" in supervisory culture that began five years ago. Some say the issue is much older than that.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    May 8
    Randal Quarles, vice chairman of supervision at the Federal Reserve
  • Commercial banking
    Midsize banks tighten up on commercial credit, Fed survey says

    The Federal Reserve's survey of senior loan officers is being closely watched since it follows the recent turmoil in the banking industry, which has prompted concerns that a pullback in bank lending could slow economic growth.

    By Polo Rocha
    Staff Writer
    May 8
    Loan decision - approve or reject
  • Consumer banking
    With TD's acquisition called off, so is its community benefits plan

    Because the Canadian bank pulled the plug on its takeover of Memphis-based First Horizon, a deal it negotiated with community groups won't take effect. Still, community groups are asking TD to uphold portions of the agreement.

    Jordan Stutts Author Image
    By Jordan Stutts
    Reporter
    May 8
    TD - First Horizon
  • Women in Fintech
    Most Influential Women in Fintech

    American Banker's editorial staff honors 20 women who are leading in all areas of fintech, including startups, venture capital firms, accelerators and law firms.

    By Editorial Staff
    May 8
    2023_AB-WomenFintech-Logo_Final_AB-Influential Women in Fintech.svg
  • Digital banking
    Innovators of the Year

    American Banker's editorial staff chose 20 leaders who have done groundbreaking work during the past year.

    By Editorial Staff
    May 8
    2023_AB-Fintech-Innovators Logos_Final.jpg
  • Payments
    What are bankers telling clients about real-time payment risks?

    Along with money, fraud could also move quicker, putting pressure on financial institutions and clients. Here's what two execs had to say at American Banker's recent Payments Forum conference.

    By John Adams
    Executive Editor, Payments
    May 8
    PaymentsForumFedNowpaneltwo
  • Community banking
    Spotlight brightens on banks' expense control efforts

    In the wake of spiking interest rates and surging deposit costs, bankers are looking for ways to scale back their overall expense bases to protect their bottom lines.

    By Jim Dobbs
    Deputy Editor, Community Banks
    May 8
    OCEANFIRST-HQ-110922
  • Banking Crisis 2023
    Is short selling a symptom of a bigger problem for regional banks?

    Rock-bottom stock prices at midsize banks are fueling concerns that depositors could get spooked, and short sellers are drawing much of the blame. But their persistence may be exposing a broader lack of confidence in the industry.

    By Claire Williams, Allissa Kline and Kevin Wack
    May 7
    PacWest - Western Alliance
  • Digital banking
    Twitter helped kill Silicon Valley Bank. Are other banks at risk?

    An academic paper establishes a link between tweets about withdrawing money and the bank's collapse.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 5
    SVB collapse
  • Workplace
    Navigating the world of fintech as an Orthodox Jewish woman

    Miriam Sheril, who helped build FedNow and is currently at a fintech, dispels misconceptions about what Orthodox Jewish women can do in the workplace.

    By Miriam Cross
    Tech Reporter
    May 5
    Miriam Sheril, head of product in the U.S. for Form3
  • Technology
    Comerica taps former Meta leader to 'democratize data' across the bank

    Jeff Banks intends to give bank staff easier access to data and clearer insights they can use to make decisions.

    Catherine Leffert Author Image
    By Catherine Leffert
    Reporter
    May 5
    Sign outside Comerica Bank headquarters in Dallas.
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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