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Readers react to USAA teaming up with Amazon’s Alexa, how a new Wells Fargo’s scandal could affect arbitration rules, a digital identity startup’s ambitions, and more.

Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Alipay expands in Russia; Cardless ATMs in UAE; High-tech self-service debuts in Nigeria; EBA wants ideas for fighting fraud.

The Fed wants directors to “focus on the big issues” not minutiae; Softbank to invest $250 million in online small business lender.

The promise of a connected future has enormous implications for all aspects of our lives, but there are great risks along the way.

The CFPB released four sample disclosure forms for opting in to overdraft programs that it said would make it easier for consumers to evaluate the costs and risks of such coverage.

A "smart" token is a regular token on steroids, transmitting the information needed to authorize the transaction together, including enhanced counterpart identity, transaction and invoicing data, writes Marten Nelson, vice president and co-founder of Token.

Push Payments' Travis Dulaney discusses the Fed task force report; Brian Roemmele talks voice pay.

The tie-up comes as banks put more resources into helping customers manage their finances digitally.

The prospect of a lower corporate rate resulting from looming tax reform discussions may be a blessing for the industry, but it could be bittersweet for one particular group of bankers.

Marvin Schoenhals had been the Delaware company's chairman for 25 years. He stepped down as CEO in 2007.