The California bank, grappling with credit-quality issues, did not say when – or if – a successor will be named

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader responses to AmericanBanker.com articles, social media, and from around the web.

Credit union technology executives and analysts suggest the industry must collaborate to work on three primary areas: cybersecurity, data and business intelligence and digital-first strategies.

First Internet Bancorp is the latest institution to enter the business or to significantly expand operations.

The company recently received Fed approval to increase its ownership in Carter to 9%.

Any economic environment, including this one, has risks but it is unclear whether banks are sufficiently worried about what lies ahead.

Payment companies' efforts to modernize by connecting systems through partnerships and acquisition has invariably caused a chain reaction of competitive issues in the eyes of regulators.

Salisbury Bancorp in Lakeville, N.Y., has agreed to buy a branch from ES Bancshares in Newburgh.

Huron Community Financial Services in East Tawas, Mich., is getting ready to offer insurance products.

Financial innovation will stall unless we, as an industry, collaborate on a universal data gathering standard.

First Business in Wis. to consolidate bank charters-

The U.K.-based firm has raised $373 million from investors since it was founded in 2010.

The company will pay $23.4 million for the $194 million-asset parent of Capaha Bank.

Banks should experiment with Snapchat and learn to deliver content in small doses even if the platform proves to be a bad fit for the industry in the long run.

Larry Mazza, MVB’s chief executive, joined the board at BillGO.

First Community Bancshares in Bluefield, Va., spent $15.5 million to buy back the securities.

There is optimism that consolidation could bounce back from a lackluster 2016 as bank stocks rally. At the same time, expectations of regulatory easing and tax reform could entice more banks to stay independent, at least in the short term.

Credit unions are relying on tried-and-true methods of aiding the communities they serve, all while adding new and innovative strategies into the mix.

Flushing Financial in Uniondale, N.Y., has its next chairman lined up.

The OCC's limited-purpose fintech charter will separate the healthiest fintech companies from the unhealthy ones — leading fintech one step closer to disrupting the incumbents.