Monarch Community Bancorp in Coldwater, Mich., is set to start trading its stock over the counter to cut costs.

Capital Bank Financial, a $7.7 billion-asset privately held bank holding company, said Monday it would raise about $250 million via an initial public offering the company first announced in June 2011.

The Republican candidate for Senate says her opponent violated ethics rules when he accepted a loan from the bank in 2008.

Wall Street hopes M&T's $3.7 billion deal for Hudson City will spark a rush of mergers and acquisitions. These five banks are prime takeover targets.

Agency is reviewing exam and rule-writing policies to explore ways to make regulation more efficient for community banks.

Starting Oct. 1, issuers with effective fraud reduction strategies will be eligible to make more money off debit card transactions. To reap the benefits of the Fed's new rule, banks will need to work together.

Lacking the authority to control fellow regulators' data operations, the Office of Financial Research may still play an important risk management role — but only by getting along with other agencies.

Henderson Citizens Bancshares in Texas announced an acquisition that should push its assets above $1 billion.

PreCash, which provides payment services focused on the underbanked, is launching a mobile wallet designed for that audience's unique needs.

Sierra Vista Bank raised about $2.4 million through a stock offering, falling short of a plan to bring in $6.5 million.

Increasingly burdensome requirements, such as small business panels and cost-benefit analysis, inhibit writing of new regulations. But substituting enforcement actions that unevenly apply vague or unwritten rules betrays the regulatory mandate.

ivermark Community Credit Union says it has no intention of going branchless, but it has closed or is scheduled to shutter three branches in 2012 as it ramps up its electronic banking efforts.

The inclusion of secondary capital as part of credit unions' net worth would give them yet another unfair regulatory advantage over banks.

CLEARWATER, Fla. – Achieva CU, formerly known as Pinellas County Teachers CU, is opening its first branch in nearby Hillsborough County.

TAMPA, Fla. – Suncoast Schools FCU, a credit union giant that teetered during the financial crisis, is putting its stamp on a financial rebound with plans to open a new branch this week, one of two for the coming months.

The FDIC issued four consent orders against banks in July, after doling out three a month earlier. The agency used to hand out 10 or more a month.

WASHINGTON — State regulators closed First Commercial Bank in Bloomington, Minn., late Friday in the industry's 41st failure this year.

Ralph Babb, the chief executive of Comerica in Dallas, tells a research analyst the company may consider in-market and out-of-market deals — its first since taking over Sterling Bancshares last year.

Regulators lifted an enforcement action against Anchor Bank in Lacey, Wash., and replaced it with a softer one.

Investors and analysts cheered SunTrust's decision to boost reserves for Fannie and Freddie repurchases, prompting speculation that other lenders could follow suit.