Technology

Barclaycard has embedded payments technology in lots of wearables over the past few years, including gloves and jewelry.

Blockchain, the technology behind bitcoin, is increasingly seen as a way to cut costs for international payments.

The fast-moving innovations enabled by blockchain technology defy the ability of state governments to regulate the distributed ledger space constructively and efficiently.

Financial services companies such as PayPal, Lydia and RBC are testing chatbots on platforms such as Slack and Facebook Messenger.

The payments industry has been overrun with innovation in mobile, wearable and cloud-based digital payments. But many niches are years — if not decades — behind this trend.

The debate about which side is right about the appropriate method of opening up financial data access is a distraction from the real issue at stake: the pace of innovation.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

As more payment and financial services companies use the app store, there's vulnerability to new cyber attacks that try to take advantage.

Payment companies like Braintree and the card brands have opened up their technology to external developers. The next generation of merchant apps will require even more flexibility and speed.

A core processing startup gets $16 million and a U.K. challenger bank raises $27.6 million.