Technology

More companies are using installment payments to lure consumers away from credit cards, and MasterCard is testing a model that could lure them back.

It may seem odd for a vendor of payment acceptance hardware to discredit EMV security, which is commonly seen as a catalyst for hardware sales, but that's exactly what MagTek is doing.

Already facing technology-driven threats to their relevancy, independent sales organizations (ISOs) face another dilemma: should ISOs spread their wings with numerous acquirers and processors, or stick with one that provides the best deal for servicing merchant clients?

Subscription billing is now mainstream. Savvy consumers are happily paying small monthly subscription fees for their favorite products rather than forking over a big up-front payment.

Consumers’ growing dexterity with banks’ mobile apps has been a welcome shot in the arm for card-linked, merchant-funded marketing programs.

To promote Android Pay, Google dangled up to $25 in gift cards to boost enrollment. Now the web search giant is offering a different set of rewards to spur repeat usage of the mobile payments service.

More than 100 online authentication methods have earned Fast Identity Online Alliance certification as the organization's goal of eliminating static passwords gains momentum.

Consumers say they consider mobile banking unsafe even as they increasingly use it, assuming they can do nothing to protect themselves from the escalating threats. Banks can't afford to be so fatalistic.

Ingenico Group has unveiled a new brand, Ingenico ePayments, as the latest step for the payment terminal maker in its evolution to becoming a provider of diversified global payment services.

As Square and PayPal push business financing, American Express is adding extra funding options to give businesses a lifeline when spending needs a spike.